ETF Versus

XLF vs XLV

State Street Financial Select Sector SPDR ETF vs State Street Health Care Select Sector SPDR ETF

Last updated: 2026-04-10

XLF SPDR

State Street Financial Select Sector SPDR ETF (XLF) is an exchange-traded fund issued by SPDR that provides exposure to us sector - financials securities. It charges a low expense ratio of 0.08%. The fund offers a moderate dividend yield of 1.56%. Launched in 1998, the fund has a 28-year track record.

AUM: $50.3B ER: 0.08% Yield: 1.56% Since: Dec 16, 1998
XLV SPDR

State Street Health Care Select Sector SPDR ETF (XLV) is an exchange-traded fund issued by SPDR that provides exposure to us sector - healthcare securities. It charges a low expense ratio of 0.08%. The fund offers a moderate dividend yield of 1.70%. Launched in 1998, the fund has a 28-year track record.

AUM: $39.2B ER: 0.08% Yield: 1.70% Since: Dec 16, 1998

Quick Verdict

Both funds have delivered similar 1-year returns (10.4% vs 9.6%), tracking closely.

Key Metrics

Metric XLF XLV
Expense Ratio 0.08% 0.08%
Dividend Yield 1.6% 1.7%
Fund Family SPDR SPDR
Category US Sector - Financials US Sector - Healthcare

Performance Chart

Indexed to 100 at start (5-year comparison)

85 100 115 130 145 160 2021-04 2022-07 2023-10 2025-01 2026-04
XLF +43.5%
XLV +25.2%

Performance Comparison

Period XLF XLV Difference
1 Month +2.07% -3.26% +5.33%
3 Months -8.36% -6.04% -2.32%
6 Months -3.78% +4.17% -7.95%
YTD -7.76% -4.91% -2.85%
1 Year +10.37% +9.62% +0.75%
3 Years +56.68% +10.45% +46.23%
5 Years +43.54% +25.24% +18.30%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period XLF Fees XLV Fees You Save
$10,000 10 years $159 $159 $0
$10,000 20 years $686 $686 $0
$10,000 30 years $2,212 $2,212 $0
$50,000 10 years $797 $797 $0
$50,000 30 years $11,061 $11,061 $0
$100,000 30 years $22,123 $22,123 $0

Risk Metrics

Based on 5 years of daily returns

Metric XLF XLV
Annualized Volatility 18.7% 14.6%
Max Drawdown -26.9% -18.1%
Sharpe Ratio 0.24 0.07

Dividend Comparison

Metric XLF XLV
Annual Dividend (per share) $0.79 $2.51
Dividend Yield 1.56% 1.70%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 10 holdings overlap (0% overlap in top holdings)

XLF Top Holdings

NameWeight
Berkshire Hathaway Inc.BRK.B12.15%
JPMorgan Chase & Co.JPM11.42%
Visa Inc.V7.08%
Mastercard IncorporatedMA5.60%
Bank of America CorporationBAC4.77%
The Goldman Sachs Group, Inc.GS3.70%
Wells Fargo & CompanyWFC3.63%
Citigroup Inc.C2.98%
Morgan StanleyMS2.93%
American Express CompanyAXP2.32%

XLV Top Holdings

NameWeight
Eli Lilly and CompanyLLY14.06%
Johnson & JohnsonJNJ10.80%
AbbVie Inc.ABBV6.97%
Merck & Co., Inc.MRK5.66%
UnitedHealth Group IncorporatedUNH5.16%
Amgen Inc.AMGN3.56%
Thermo Fisher Scientific Inc.TMO3.49%
Abbott LaboratoriesABT3.32%
Gilead Sciences, Inc.GILD3.27%
Intuitive Surgical, Inc.ISRG3.00%

Related Comparisons