XLF vs XLRE
State Street Financial Select Sector SPDR ETF vs State Street Real Estate Select Sector SPDR ETF
Last updated: 2026-04-10
State Street Financial Select Sector SPDR ETF (XLF) is an exchange-traded fund issued by SPDR that provides exposure to us sector - financials securities. It charges a low expense ratio of 0.08%. The fund offers a moderate dividend yield of 1.56%. Launched in 1998, the fund has a 28-year track record.
State Street Real Estate Select Sector SPDR ETF (XLRE) is an exchange-traded fund issued by SPDR that provides exposure to us sector - real estate securities. It charges a low expense ratio of 0.08%. The fund offers an attractive dividend yield of 3.27%. Launched in 2015, the fund has a 11-year track record.
Quick Verdict
XLRE has edged ahead over the past year (11.5% vs 10.4%). Income investors may prefer XLRE for its higher yield (3.3% vs 1.6%).
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Top Holdings
0 of top 10 holdings overlap (0% overlap in top holdings)
XLF Top Holdings
| Name | Weight |
|---|---|
| Berkshire Hathaway Inc.BRK.B | 12.15% |
| JPMorgan Chase & Co.JPM | 11.42% |
| Visa Inc.V | 7.08% |
| Mastercard IncorporatedMA | 5.60% |
| Bank of America CorporationBAC | 4.77% |
| The Goldman Sachs Group, Inc.GS | 3.70% |
| Wells Fargo & CompanyWFC | 3.63% |
| Citigroup Inc.C | 2.98% |
| Morgan StanleyMS | 2.93% |
| American Express CompanyAXP | 2.32% |
XLRE Top Holdings
| Name | Weight |
|---|---|
| Welltower Inc.WELL | 10.17% |
| Prologis, Inc.PLD | 9.10% |
| Equinix, Inc.EQIX | 7.12% |
| American Tower CorporationAMT | 5.87% |
| Digital Realty Trust, Inc.DLR | 4.60% |
| Simon Property Group, Inc.SPG | 4.58% |
| CBRE Group, Inc.CBRE | 4.53% |
| Ventas, Inc.VTR | 4.36% |
| Realty Income CorporationO | 4.35% |
| Public StoragePSA | 4.33% |
Which One Should You Choose?
Choose XLRE if...
you prioritize dividend income and want higher regular distributions from your portfolio.