ETF Versus

VOO vs VTI

Vanguard S&P 500 ETF vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-10

VOO Vanguard

Vanguard S&P 500 ETF (VOO) is an exchange-traded fund issued by Vanguard that provides exposure to large-cap U.S. equities across growth and value styles. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.14%. Launched in 2010, the fund has a 16-year track record.

AUM: $858.3B ER: 0.03% Yield: 1.14% Since: Sep 7, 2010
VTI Vanguard

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.13%. Launched in 2001, the fund has a 25-year track record.

AUM: $584.2B ER: 0.03% Yield: 1.13% Since: May 24, 2001

Quick Verdict

Both funds have delivered similar 1-year returns (29.7% vs 30.2%), tracking closely.

Key Metrics

Metric VOO VTI
Expense Ratio 0.03% 0.03%
Dividend Yield 1.1% 1.1%
Fund Family Vanguard Vanguard
Category US Large Cap Blend US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 98 116 134 152 170 2021-04 2022-07 2023-10 2025-01 2026-04
VOO +65.2%
VTI +56.5%

Performance Comparison

Period VOO VTI Difference
1 Month +0.48% +0.60% -0.12%
3 Months -2.24% -2.27% +0.03%
6 Months +2.53% +2.54% -0.01%
YTD -0.52% -0.32% -0.20%
1 Year +29.66% +30.23% -0.57%
3 Years +66.05% +64.44% +1.61%
5 Years +65.17% +56.51% +8.66%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period VOO Fees VTI Fees You Save
$10,000 10 years $60 $60 $0
$10,000 20 years $258 $258 $0
$10,000 30 years $835 $835 $0
$50,000 10 years $299 $299 $0
$50,000 30 years $4,176 $4,176 $0
$100,000 30 years $8,352 $8,352 $0

Risk Metrics

Based on 5 years of daily returns

Metric VOO VTI
Annualized Volatility 16.8% 17.5%
Max Drawdown -25.4% -26.2%
Sharpe Ratio 0.42 0.34

Dividend Comparison

Metric VOO VTI
Annual Dividend (per share) $7.13 $3.77
Dividend Yield 1.14% 1.12%
Distribution Frequency Quarterly Quarterly

Top Holdings

9 of top 9 holdings overlap (100% overlap in top holdings)

VOO Top Holdings

NameWeight
NVIDIA CorporationNVDA7.31%
Apple Inc.AAPL6.63%
Microsoft CorporationMSFT4.96%
Amazon.com, Inc.AMZN3.47%
Broadcom Inc.AVGO2.56%
Alphabet Inc.GOOG2.46%
Meta Platforms, Inc.META2.40%
Tesla, Inc.TSLA1.92%
Berkshire Hathaway Inc.BRK.B1.57%

VTI Top Holdings

NameWeight
NVIDIA CorporationNVDA6.17%
Apple Inc.AAPL5.89%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.05%
Broadcom Inc.AVGO2.28%
Alphabet Inc.GOOG2.16%
Meta Platforms, Inc.META2.13%
Tesla, Inc.TSLA1.72%
Berkshire Hathaway Inc.BRK.B1.37%

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