ETF Versus

SPTM vs XLRE

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF vs State Street Real Estate Select Sector SPDR ETF

Last updated: 2026-04-10

SPTM SPDR

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an exchange-traded fund issued by SPDR that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.15%. Launched in 2000, the fund has a 26-year track record.

AUM: $12.2B ER: 0.03% Yield: 1.15% Since: Oct 4, 2000
XLRE SPDR

State Street Real Estate Select Sector SPDR ETF (XLRE) is an exchange-traded fund issued by SPDR that provides exposure to us sector - real estate securities. It charges a low expense ratio of 0.08%. The fund offers an attractive dividend yield of 3.27%. Launched in 2015, the fund has a 11-year track record.

AUM: $7.5B ER: 0.08% Yield: 3.27% Since: Oct 7, 2015

Quick Verdict

SPTM has a slightly lower expense ratio (0.03% vs 0.08%), saving about $99 per $10,000 over 10 years. Over the past year, SPTM has significantly outperformed with a 29.8% return vs 11.5%. Income investors may prefer XLRE for its higher yield (3.3% vs 1.1%).

Key Metrics

Metric SPTM XLRE
Expense Ratio 0.03% 0.08%
Dividend Yield 1.1% 3.3%
Fund Family SPDR SPDR
Category US Total Market US Sector - Real Estate

Performance Chart

Indexed to 100 at start (5-year comparison)

75 94 113 132 151 170 2021-04 2022-07 2023-10 2025-01 2026-04
SPTM +62.0%
XLRE +5.4%

Performance Comparison

Period SPTM XLRE Difference
1 Month +0.70% +0.90% -0.20%
3 Months -1.89% +5.34% -7.23%
6 Months +3.06% +4.60% -1.54%
YTD -0.02% +5.97% -5.99%
1 Year +29.79% +11.49% +18.30%
3 Years +63.94% +14.20% +49.74%
5 Years +61.98% +5.45% +56.53%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SPTM Fees XLRE Fees You Save
$10,000 10 years $60 $159 $99
$10,000 20 years $258 $686 $427
$10,000 30 years $835 $2,212 $1,377
$50,000 10 years $299 $797 $497
$50,000 30 years $4,176 $11,061 $6,886
$100,000 30 years $8,352 $22,123 $13,771

Risk Metrics

Based on 5 years of daily returns

Metric SPTM XLRE
Annualized Volatility 16.9% 19.1%
Max Drawdown -25.0% -37.9%
Sharpe Ratio 0.39 -0.08

Dividend Comparison

Metric SPTM XLRE
Annual Dividend (per share) $0.95 $1.40
Dividend Yield 1.15% 3.27%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

SPTM Top Holdings

NameWeight
NVIDIA CorporationNVDA7.01%
Apple Inc.AAPL6.02%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.43%
Broadcom Inc.AVGO2.64%
Alphabet Inc.GOOG2.33%
Meta Platforms, Inc.META2.12%
Tesla, Inc.TSLA1.53%
Berkshire Hathaway Inc.BRK.B1.40%

XLRE Top Holdings

NameWeight
Welltower Inc.WELL10.17%
Prologis, Inc.PLD9.10%
Equinix, Inc.EQIX7.12%
American Tower CorporationAMT5.87%
Digital Realty Trust, Inc.DLR4.60%
Simon Property Group, Inc.SPG4.58%
CBRE Group, Inc.CBRE4.53%
Ventas, Inc.VTR4.36%
Realty Income CorporationO4.35%
Public StoragePSA4.33%

Which One Should You Choose?

Choose SPTM if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose SPTM if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose XLRE if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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