ETF Versus

SPTM vs XLI

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF vs State Street Industrial Select Sector SPDR ETF

Last updated: 2026-04-10

SPTM SPDR

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an exchange-traded fund issued by SPDR that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.15%. Launched in 2000, the fund has a 26-year track record.

AUM: $12.2B ER: 0.03% Yield: 1.15% Since: Oct 4, 2000
XLI SPDR

State Street Industrial Select Sector SPDR ETF (XLI) is an exchange-traded fund issued by SPDR that provides exposure to us sector - industrials securities. It charges a low expense ratio of 0.08%. The fund offers a moderate dividend yield of 1.19%. Launched in 1998, the fund has a 28-year track record.

AUM: $29.5B ER: 0.08% Yield: 1.19% Since: Dec 16, 1998

Quick Verdict

SPTM has a slightly lower expense ratio (0.03% vs 0.08%), saving about $99 per $10,000 over 10 years. Over the past year, XLI has significantly outperformed with a 39.4% return vs 29.8%.

Key Metrics

Metric SPTM XLI
Expense Ratio 0.03% 0.08%
Dividend Yield 1.1% 1.2%
Fund Family SPDR SPDR
Category US Total Market US Sector - Industrials

Performance Chart

Indexed to 100 at start (5-year comparison)

80 99 118 137 156 175 2021-04 2022-07 2023-10 2025-01 2026-04
SPTM +62.0%
XLI +70.6%

Performance Comparison

Period SPTM XLI Difference
1 Month +0.70% +1.54% -0.84%
3 Months -1.89% +5.47% -7.36%
6 Months +3.06% +13.63% -10.57%
YTD -0.02% +8.94% -8.96%
1 Year +29.79% +39.36% -9.57%
3 Years +63.94% +73.40% -9.46%
5 Years +61.98% +70.60% -8.62%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SPTM Fees XLI Fees You Save
$10,000 10 years $60 $159 $99
$10,000 20 years $258 $686 $427
$10,000 30 years $835 $2,212 $1,377
$50,000 10 years $299 $797 $497
$50,000 30 years $4,176 $11,061 $6,886
$100,000 30 years $8,352 $22,123 $13,771

Risk Metrics

Based on 5 years of daily returns

Metric SPTM XLI
Annualized Volatility 16.9% 17.3%
Max Drawdown -25.0% -22.7%
Sharpe Ratio 0.39 0.45

Dividend Comparison

Metric SPTM XLI
Annual Dividend (per share) $0.95 $2.05
Dividend Yield 1.15% 1.19%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

SPTM Top Holdings

NameWeight
NVIDIA CorporationNVDA7.01%
Apple Inc.AAPL6.02%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.43%
Broadcom Inc.AVGO2.64%
Alphabet Inc.GOOG2.33%
Meta Platforms, Inc.META2.12%
Tesla, Inc.TSLA1.53%
Berkshire Hathaway Inc.BRK.B1.40%

XLI Top Holdings

NameWeight
Caterpillar Inc.CAT6.82%
GE AerospaceGE6.11%
RTX CorporationRTX5.08%
GE Vernova Inc.GEV4.86%
The Boeing CompanyBA3.22%
Deere & CompanyDE2.90%
Eaton Corporation plcETN2.90%
Honeywell International Inc.HON2.79%
Union Pacific CorporationUNP2.78%
Uber Technologies, Inc.UBER2.75%

Which One Should You Choose?

Choose SPTM if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose XLI if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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