ETF Versus

SPTM vs XLC

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF vs State Street Communication Services Select Sector SPDR ETF

Last updated: 2026-04-10

SPTM SPDR

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an exchange-traded fund issued by SPDR that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.15%. Launched in 2000, the fund has a 26-year track record.

AUM: $12.2B ER: 0.03% Yield: 1.15% Since: Oct 4, 2000
XLC SPDR

State Street Communication Services Select Sector SPDR ETF (XLC) is an exchange-traded fund issued by SPDR that provides exposure to us sector - communication securities. It charges a low expense ratio of 0.08%. The fund offers a moderate dividend yield of 1.23%. Launched in 2018, the fund has a 8-year track record.

AUM: $24.6B ER: 0.08% Yield: 1.23% Since: Jun 18, 2018

Quick Verdict

SPTM has a slightly lower expense ratio (0.03% vs 0.08%), saving about $99 per $10,000 over 10 years. SPTM has edged ahead over the past year (29.8% vs 25.9%).

Key Metrics

Metric SPTM XLC
Expense Ratio 0.03% 0.08%
Dividend Yield 1.1% 1.2%
Fund Family SPDR SPDR
Category US Total Market US Sector - Communication

Performance Chart

Indexed to 100 at start (5-year comparison)

55 78 101 124 147 170 2021-04 2022-07 2023-10 2025-01 2026-04
SPTM +62.0%
XLC +48.7%

Performance Comparison

Period SPTM XLC Difference
1 Month +0.70% -2.66% +3.36%
3 Months -1.89% -3.11% +1.22%
6 Months +3.06% +0.04% +3.02%
YTD -0.02% -2.57% +2.55%
1 Year +29.79% +25.85% +3.94%
3 Years +63.94% +94.19% -30.25%
5 Years +61.98% +48.66% +13.32%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SPTM Fees XLC Fees You Save
$10,000 10 years $60 $159 $99
$10,000 20 years $258 $686 $427
$10,000 30 years $835 $2,212 $1,377
$50,000 10 years $299 $797 $497
$50,000 30 years $4,176 $11,061 $6,886
$100,000 30 years $8,352 $22,123 $13,771

Risk Metrics

Based on 5 years of daily returns

Metric SPTM XLC
Annualized Volatility 16.9% 20.7%
Max Drawdown -25.0% -47.2%
Sharpe Ratio 0.39 0.27

Dividend Comparison

Metric SPTM XLC
Annual Dividend (per share) $0.95 $1.40
Dividend Yield 1.15% 1.23%
Distribution Frequency Quarterly Quarterly

Top Holdings

2 of top 9 holdings overlap (22% overlap in top holdings)

SPTM Top Holdings

NameWeight
NVIDIA CorporationNVDA7.01%
Apple Inc.AAPL6.02%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.43%
Broadcom Inc.AVGO2.64%
Alphabet Inc.GOOG2.33%
Meta Platforms, Inc.META2.12%
Tesla, Inc.TSLA1.53%
Berkshire Hathaway Inc.BRK.B1.40%

XLC Top Holdings

NameWeight
Meta Platforms, Inc.META13.83%
Alphabet Inc.GOOG6.65%
Live Nation Entertainment, Inc.LYV4.71%
Netflix, Inc.NFLX4.57%
The Walt Disney CompanyDIS4.50%
Take-Two Interactive Software, Inc.TTWO4.48%
EchoStar CorporationSATS4.47%
Omnicom Group Inc.OMC4.37%
Warner Bros. Discovery, Inc.WBD4.35%

Which One Should You Choose?

Choose SPTM if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose SPTM if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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