ETF Versus

SPTM vs VTI

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-10

SPTM SPDR

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an exchange-traded fund issued by SPDR that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.15%. Launched in 2000, the fund has a 26-year track record.

AUM: $12.2B ER: 0.03% Yield: 1.15% Since: Oct 4, 2000
VTI Vanguard

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.13%. Launched in 2001, the fund has a 25-year track record.

AUM: $584.2B ER: 0.03% Yield: 1.13% Since: May 24, 2001

Quick Verdict

Both funds have delivered similar 1-year returns (29.8% vs 30.2%), tracking closely.

Key Metrics

Metric SPTM VTI
Expense Ratio 0.03% 0.03%
Dividend Yield 1.1% 1.1%
Fund Family SPDR Vanguard
Category US Total Market US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 98 116 134 152 170 2021-04 2022-07 2023-10 2025-01 2026-04
SPTM +62.0%
VTI +56.5%

Performance Comparison

Period SPTM VTI Difference
1 Month +0.70% +0.60% +0.10%
3 Months -1.89% -2.27% +0.38%
6 Months +3.06% +2.54% +0.52%
YTD -0.02% -0.32% +0.30%
1 Year +29.79% +30.23% -0.44%
3 Years +63.94% +64.44% -0.50%
5 Years +61.98% +56.51% +5.47%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SPTM Fees VTI Fees You Save
$10,000 10 years $60 $60 $0
$10,000 20 years $258 $258 $0
$10,000 30 years $835 $835 $0
$50,000 10 years $299 $299 $0
$50,000 30 years $4,176 $4,176 $0
$100,000 30 years $8,352 $8,352 $0

Risk Metrics

Based on 5 years of daily returns

Metric SPTM VTI
Annualized Volatility 16.9% 17.5%
Max Drawdown -25.0% -26.2%
Sharpe Ratio 0.39 0.34

Dividend Comparison

Metric SPTM VTI
Annual Dividend (per share) $0.95 $3.77
Dividend Yield 1.15% 1.12%
Distribution Frequency Quarterly Quarterly

Top Holdings

9 of top 9 holdings overlap (100% overlap in top holdings)

SPTM Top Holdings

NameWeight
NVIDIA CorporationNVDA7.01%
Apple Inc.AAPL6.02%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.43%
Broadcom Inc.AVGO2.64%
Alphabet Inc.GOOG2.33%
Meta Platforms, Inc.META2.12%
Tesla, Inc.TSLA1.53%
Berkshire Hathaway Inc.BRK.B1.40%

VTI Top Holdings

NameWeight
NVIDIA CorporationNVDA6.17%
Apple Inc.AAPL5.89%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.05%
Broadcom Inc.AVGO2.28%
Alphabet Inc.GOOG2.16%
Meta Platforms, Inc.META2.13%
Tesla, Inc.TSLA1.72%
Berkshire Hathaway Inc.BRK.B1.37%

Which One Should You Choose?

Either works if...

you just need broad us total market exposure. Both are solid options — pick whichever your brokerage offers commission-free.

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