What is the expense ratio of SCHG vs VUG?

SCHG has an expense ratio of 0.04%, while VUG has an expense ratio of 0.03%.

SCHG vs VUG

Schwab U.S. Large-Cap Growth ETF vs Vanguard Growth Index Fund ETF Shares

Last updated: 2026-04-10

Schwab U.S. Large-Cap Growth ETF (SCHG) is an exchange-traded fund that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a very low expense ratio of 0.04%. The fund offers a modest dividend yield of 0.41%. Launched in 2009, the fund has a 17-year track record.

AUM: $50.6B ER: 0.04% Yield: 0.41% Since: Dec 11, 2009

VUG

Vanguard Growth Index Fund ETF Shares (VUG) is an exchange-traded fund that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a very low expense ratio of 0.03%. The fund offers a modest dividend yield of 0.43%. Launched in 2004, the fund has a 22-year track record.

AUM: $193.7B ER: 0.03% Yield: 0.43% Since: Jan 26, 2004

Quick Verdict

Both funds have nearly identical expense ratios (0.03% vs 0.04%), so fees are not a differentiator here. VUG has edged ahead over the past year (30.1% vs 27.4%).

Key Metrics

Metric	SCHG	VUG
Expense Ratio	0.04%	0.03%
Dividend Yield	0.4%	0.4%
Fund Family	N/A	N/A
Category	US Large Cap Growth	US Large Cap Growth

Performance Chart

Indexed to 100 at start (5-year comparison)

SCHG +76.3%

VUG +68.9%

Performance Comparison

Period	SCHG	VUG	Difference
1 Month	-1.14%	-0.86%	-0.28%
3 Months	-7.47%	-6.70%	-0.77%
6 Months	-4.96%	-4.19%	-0.77%
YTD	-6.31%	-5.49%	-0.82%
1 Year	+27.35%	+30.07%	-2.72%
3 Years	+88.66%	+86.72%	+1.94%
5 Years	+76.34%	+68.85%	+7.49%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment	Period	SCHG Fees	VUG Fees	You Save
$10,000	10 years	$80	$60	$20
$10,000	20 years	$344	$258	$86
$10,000	30 years	$1,112	$835	$277
$50,000	10 years	$399	$299	$100
$50,000	30 years	$5,560	$4,176	$1,385
$100,000	30 years	$11,121	$8,352	$2,769

Risk Metrics

Based on 5 years of daily returns

Metric	SCHG	VUG
Annualized Volatility	22.3%	22.2%
Max Drawdown	-35.0%	-36.0%
Sharpe Ratio	0.42	0.38

Dividend Comparison

Metric	SCHG	VUG
Annual Dividend (per share)	$0.13	$1.99
Dividend Yield	0.41%	0.43%
Distribution Frequency	Quarterly	Quarterly

Top Holdings

9 of top 9 holdings overlap (100% overlap in top holdings)

SCHG Top Holdings

Name	Weight
NVIDIA CorporationNVDA	11.71%
Apple Inc.AAPL	10.07%
Microsoft CorporationMSFT	7.48%
Amazon.com, Inc.AMZN	5.65%
Broadcom Inc.AVGO	4.29%
Alphabet Inc.GOOG	3.84%
Meta Platforms, Inc.META	3.51%
Tesla, Inc.TSLA	3.48%
Eli Lilly and CompanyLLY	2.88%

VUG Top Holdings

Name	Weight
NVIDIA CorporationNVDA	12.82%
Apple Inc.AAPL	12.23%
Microsoft CorporationMSFT	9.15%
Alphabet Inc.GOOG	4.49%
Meta Platforms, Inc.META	4.44%
Amazon.com, Inc.AMZN	4.41%
Broadcom Inc.AVGO	3.95%
Tesla, Inc.TSLA	3.58%
Eli Lilly and CompanyLLY	2.82%

Which One Should You Choose?

Choose VUG if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Either works if...

you just need broad us large cap growth exposure. Both are solid options — pick whichever your brokerage offers commission-free.

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