SCHF vs SCHH
Schwab International Equity ETF vs Schwab U.S. REIT ETF
Last updated: 2026-04-10
Schwab International Equity ETF (SCHF) is an exchange-traded fund issued by Schwab that provides exposure to equities in developed international markets outside the U.S.. It charges a very low expense ratio of 0.03%. The fund offers an attractive dividend yield of 3.14%. Launched in 2009, the fund has a 17-year track record.
Schwab U.S. REIT ETF (SCHH) is an exchange-traded fund issued by Schwab that provides exposure to U.S. real estate investment trusts (REITs) and real estate companies. It charges a low expense ratio of 0.07%. The fund offers an attractive dividend yield of 2.88%. Launched in 2011, the fund has a 15-year track record.
Quick Verdict
SCHF has a slightly lower expense ratio (0.03% vs 0.07%), saving about $80 per $10,000 over 10 years. Over the past year, SCHF has significantly outperformed with a 39.8% return vs 15.3%.
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Top Holdings
0 of top 9 holdings overlap (0% overlap in top holdings)
SCHF Top Holdings
| Name | Weight |
|---|---|
| Samsung Electronics Co., Ltd.!krx/005930 | 2.23% |
| ASML Holding N.V.!ams/ASML | 1.93% |
| SK hynix Inc.!krx/000660 | 1.18% |
| AstraZeneca PLC!lon/AZN | 1.13% |
| Novartis AG!swx/NOVN | 1.10% |
| HSBC Holdings plc!lon/HSBA | 1.07% |
| Shell plc!lon/SHEL | 0.99% |
| Nestlé S.A.!swx/NESN | 0.94% |
| Royal Bank of Canada!tsx/RY | 0.85% |
SCHH Top Holdings
| Name | Weight |
|---|---|
| Welltower Inc.WELL | 10.02% |
| Prologis, Inc.PLD | 8.82% |
| Equinix, Inc.EQIX | 4.89% |
| Digital Realty Trust, Inc.DLR | 4.43% |
| Simon Property Group, Inc.SPG | 4.41% |
| Realty Income CorporationO | 4.31% |
| American Tower CorporationAMT | 4.29% |
| Public StoragePSA | 3.32% |
| Ventas, Inc.VTR | 2.99% |
| Crown Castle Inc.CCI | 2.78% |
Which One Should You Choose?
Choose SCHF if...
you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.
Choose SCHF if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.