ETF Versus

SCHE vs SCHH

Schwab Emerging Markets Equity ETF vs Schwab U.S. REIT ETF

Last updated: 2026-04-10

SCHE Schwab

Schwab Emerging Markets Equity ETF (SCHE) is an exchange-traded fund issued by Schwab that provides exposure to stocks in emerging market economies with higher growth potential. It charges a low expense ratio of 0.07%. The fund offers an attractive dividend yield of 2.73%. Launched in 2010, the fund has a 16-year track record.

AUM: $12.0B ER: 0.07% Yield: 2.73% Since: Jan 14, 2010
SCHH Schwab

Schwab U.S. REIT ETF (SCHH) is an exchange-traded fund issued by Schwab that provides exposure to U.S. real estate investment trusts (REITs) and real estate companies. It charges a low expense ratio of 0.07%. The fund offers an attractive dividend yield of 2.88%. Launched in 2011, the fund has a 15-year track record.

AUM: $9.5B ER: 0.07% Yield: 2.88% Since: Jan 13, 2011

Quick Verdict

Over the past year, SCHE has significantly outperformed with a 35.1% return vs 15.3%.

Key Metrics

Metric SCHE SCHH
Expense Ratio 0.07% 0.07%
Dividend Yield 2.7% 2.9%
Fund Family Schwab Schwab
Category Emerging Markets US Real Estate

Performance Chart

Indexed to 100 at start (5-year comparison)

65 77 89 101 113 125 2021-04 2022-07 2023-10 2025-01 2026-04
SCHE +9.4%
SCHH +7.2%

Performance Comparison

Period SCHE SCHH Difference
1 Month +2.22% +1.05% +1.17%
3 Months +0.61% +6.88% -6.27%
6 Months +3.88% +7.85% -3.97%
YTD +3.16% +8.11% -4.95%
1 Year +35.14% +15.27% +19.87%
3 Years +40.07% +15.80% +24.27%
5 Years +9.40% +7.18% +2.22%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SCHE Fees SCHH Fees You Save
$10,000 10 years $140 $140 $0
$10,000 20 years $600 $600 $0
$10,000 30 years $1,938 $1,938 $0
$50,000 10 years $698 $698 $0
$50,000 30 years $9,692 $9,692 $0
$100,000 30 years $19,383 $19,383 $0

Risk Metrics

Based on 5 years of daily returns

Metric SCHE SCHH
Annualized Volatility 17.8% 18.8%
Max Drawdown -35.8% -36.4%
Sharpe Ratio -0.06 -0.07

Dividend Comparison

Metric SCHE SCHH
Annual Dividend (per share) $0.94 $0.65
Dividend Yield 2.73% 2.88%
Distribution Frequency Semi-Annual or Annual Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

SCHE Top Holdings

NameWeight
Taiwan Semiconductor Manufacturing Company Limited!tpe/233014.12%
Tencent Holdings Limited!hkg/07003.97%
Alibaba Group Holding Limited!otc/BABAF2.78%
Reliance Industries Limited!nse/RELIANCE0.98%
China Construction Bank Corporation!hkg/09390.96%
HDFC Bank Limited!nse/HDFCBANK0.96%
Delta Electronics, Inc.!tpe/23080.88%
PDD Holdings Inc.PDD0.79%
Hon Hai Precision Industry Co., Ltd.!tpe/23170.75%

SCHH Top Holdings

NameWeight
Welltower Inc.WELL10.02%
Prologis, Inc.PLD8.82%
Equinix, Inc.EQIX4.89%
Digital Realty Trust, Inc.DLR4.43%
Simon Property Group, Inc.SPG4.41%
Realty Income CorporationO4.31%
American Tower CorporationAMT4.29%
Public StoragePSA3.32%
Ventas, Inc.VTR2.99%
Crown Castle Inc.CCI2.78%

Which One Should You Choose?

Choose SCHE if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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