SCHE vs SCHF
Schwab Emerging Markets Equity ETF vs Schwab International Equity ETF
Last updated: 2026-04-10
Schwab Emerging Markets Equity ETF (SCHE) is an exchange-traded fund issued by Schwab that provides exposure to stocks in emerging market economies with higher growth potential. It charges a low expense ratio of 0.07%. The fund offers an attractive dividend yield of 2.73%. Launched in 2010, the fund has a 16-year track record.
Schwab International Equity ETF (SCHF) is an exchange-traded fund issued by Schwab that provides exposure to equities in developed international markets outside the U.S.. It charges a very low expense ratio of 0.03%. The fund offers an attractive dividend yield of 3.14%. Launched in 2009, the fund has a 17-year track record.
Quick Verdict
SCHF has a slightly lower expense ratio (0.03% vs 0.07%), saving about $80 per $10,000 over 10 years. SCHF has edged ahead over the past year (39.8% vs 35.1%).
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Top Holdings
0 of top 9 holdings overlap (0% overlap in top holdings)
SCHE Top Holdings
| Name | Weight |
|---|---|
| Taiwan Semiconductor Manufacturing Company Limited!tpe/2330 | 14.12% |
| Tencent Holdings Limited!hkg/0700 | 3.97% |
| Alibaba Group Holding Limited!otc/BABAF | 2.78% |
| Reliance Industries Limited!nse/RELIANCE | 0.98% |
| China Construction Bank Corporation!hkg/0939 | 0.96% |
| HDFC Bank Limited!nse/HDFCBANK | 0.96% |
| Delta Electronics, Inc.!tpe/2308 | 0.88% |
| PDD Holdings Inc.PDD | 0.79% |
| Hon Hai Precision Industry Co., Ltd.!tpe/2317 | 0.75% |
SCHF Top Holdings
| Name | Weight |
|---|---|
| Samsung Electronics Co., Ltd.!krx/005930 | 2.23% |
| ASML Holding N.V.!ams/ASML | 1.93% |
| SK hynix Inc.!krx/000660 | 1.18% |
| AstraZeneca PLC!lon/AZN | 1.13% |
| Novartis AG!swx/NOVN | 1.10% |
| HSBC Holdings plc!lon/HSBA | 1.07% |
| Shell plc!lon/SHEL | 0.99% |
| Nestlé S.A.!swx/NESN | 0.94% |
| Royal Bank of Canada!tsx/RY | 0.85% |
Which One Should You Choose?
Choose SCHF if...
you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.
Choose SCHF if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.
Choose SCHF if...
you prioritize dividend income and want higher regular distributions from your portfolio.