SCHD vs SCHH
Schwab U.S. Dividend Equity ETF vs Schwab U.S. REIT ETF
Last updated: 2026-04-10
Schwab U.S. Dividend Equity ETF (SCHD) is an exchange-traded fund issued by Schwab that provides exposure to U.S. dividend-paying stocks selected for yield or dividend growth. It charges a low expense ratio of 0.06%. The fund offers an attractive dividend yield of 3.44%. Launched in 2011, the fund has a 15-year track record.
Schwab U.S. REIT ETF (SCHH) is an exchange-traded fund issued by Schwab that provides exposure to U.S. real estate investment trusts (REITs) and real estate companies. It charges a low expense ratio of 0.07%. The fund offers an attractive dividend yield of 2.88%. Launched in 2011, the fund has a 15-year track record.
Quick Verdict
Both funds have nearly identical expense ratios (0.06% vs 0.07%), so fees are not a differentiator here. Over the past year, SCHD has significantly outperformed with a 22.8% return vs 15.3%. Income investors may prefer SCHD for its higher yield (3.4% vs 2.9%).
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Top Holdings
0 of top 10 holdings overlap (0% overlap in top holdings)
SCHD Top Holdings
| Name | Weight |
|---|---|
| Chevron CorporationCVX | 4.41% |
| ConocoPhillipsCOP | 4.28% |
| Merck & Co., Inc.MRK | 4.15% |
| The Coca-Cola CompanyKO | 4.08% |
| Texas Instruments IncorporatedTXN | 4.07% |
| UnitedHealth Group IncorporatedUNH | 3.98% |
| Verizon Communications Inc.VZ | 3.96% |
| PepsiCo, Inc.PEP | 3.95% |
| Abbott LaboratoriesABT | 3.73% |
| Amgen Inc.AMGN | 3.73% |
SCHH Top Holdings
| Name | Weight |
|---|---|
| Welltower Inc.WELL | 10.02% |
| Prologis, Inc.PLD | 8.82% |
| Equinix, Inc.EQIX | 4.89% |
| Digital Realty Trust, Inc.DLR | 4.43% |
| Simon Property Group, Inc.SPG | 4.41% |
| Realty Income CorporationO | 4.31% |
| American Tower CorporationAMT | 4.29% |
| Public StoragePSA | 3.32% |
| Ventas, Inc.VTR | 2.99% |
| Crown Castle Inc.CCI | 2.78% |
Which One Should You Choose?
Choose SCHD if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.
Choose SCHD if...
you prioritize dividend income and want higher regular distributions from your portfolio.