SCHB vs VTI
Schwab U.S. Broad Market ETF vs Vanguard Total Stock Market Index Fund ETF Shares
Last updated: 2026-04-10
Schwab U.S. Broad Market ETF (SCHB) is an exchange-traded fund issued by Schwab that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.13%. Launched in 2009, the fund has a 17-year track record.
Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.13%. Launched in 2001, the fund has a 25-year track record.
Quick Verdict
Both funds have delivered similar 1-year returns (30.1% vs 30.2%), tracking closely.
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Top Holdings
9 of top 9 holdings overlap (100% overlap in top holdings)
SCHB Top Holdings
| Name | Weight |
|---|---|
| NVIDIA CorporationNVDA | 6.76% |
| Apple Inc.AAPL | 5.81% |
| Microsoft CorporationMSFT | 4.32% |
| Amazon.com, Inc.AMZN | 3.26% |
| Broadcom Inc.AVGO | 2.47% |
| Alphabet Inc.GOOG | 2.22% |
| Meta Platforms, Inc.META | 1.96% |
| Tesla, Inc.TSLA | 1.52% |
| Berkshire Hathaway Inc.BRK.B | 1.37% |
VTI Top Holdings
| Name | Weight |
|---|---|
| NVIDIA CorporationNVDA | 6.17% |
| Apple Inc.AAPL | 5.89% |
| Microsoft CorporationMSFT | 4.40% |
| Amazon.com, Inc.AMZN | 3.05% |
| Broadcom Inc.AVGO | 2.28% |
| Alphabet Inc.GOOG | 2.16% |
| Meta Platforms, Inc.META | 2.13% |
| Tesla, Inc.TSLA | 1.72% |
| Berkshire Hathaway Inc.BRK.B | 1.37% |
Which One Should You Choose?
Either works if...
you just need broad us total market exposure. Both are solid options — pick whichever your brokerage offers commission-free.