What is the expense ratio of SCHB vs SPTM?

SCHB has an expense ratio of 0.03%, while SPTM has an expense ratio of 0.03%.

SCHB vs SPTM

Schwab U.S. Broad Market ETF vs State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF

Last updated: 2026-04-10

SCHB Schwab

Schwab U.S. Broad Market ETF (SCHB) is an exchange-traded fund issued by Schwab that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.13%. Launched in 2009, the fund has a 17-year track record.

AUM: $38.5B ER: 0.03% Yield: 1.13% Since: Nov 3, 2009

SPTM SPDR

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an exchange-traded fund issued by SPDR that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.15%. Launched in 2000, the fund has a 26-year track record.

AUM: $12.2B ER: 0.03% Yield: 1.15% Since: Oct 4, 2000

Quick Verdict

Both funds have delivered similar 1-year returns (30.1% vs 29.8%), tracking closely.

Key Metrics

Metric	SCHB	SPTM
Expense Ratio	0.03%	0.03%
Dividend Yield	1.1%	1.1%
Fund Family	Schwab	SPDR
Category	US Total Market	US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

SCHB +57.1%

SPTM +62.0%

Performance Comparison

Period	SCHB	SPTM	Difference
1 Month	+0.69%	+0.70%	-0.01%
3 Months	-2.24%	-1.89%	-0.35%
6 Months	+2.54%	+3.06%	-0.52%
YTD	-0.27%	-0.02%	-0.25%
1 Year	+30.09%	+29.79%	+0.30%
3 Years	+64.72%	+63.94%	+0.78%
5 Years	+57.06%	+61.98%	-4.92%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment	Period	SCHB Fees	SPTM Fees	You Save
$10,000	10 years	$60	$60	$0
$10,000	20 years	$258	$258	$0
$10,000	30 years	$835	$835	$0
$50,000	10 years	$299	$299	$0
$50,000	30 years	$4,176	$4,176	$0
$100,000	30 years	$8,352	$8,352	$0

Risk Metrics

Based on 5 years of daily returns

Metric	SCHB	SPTM
Annualized Volatility	17.3%	16.9%
Max Drawdown	-26.2%	-25.0%
Sharpe Ratio	0.35	0.39

Dividend Comparison

Metric	SCHB	SPTM
Annual Dividend (per share)	$0.30	$0.95
Dividend Yield	1.12%	1.15%
Distribution Frequency	Quarterly	Quarterly

Top Holdings

9 of top 9 holdings overlap (100% overlap in top holdings)

SCHB Top Holdings

Name	Weight
NVIDIA CorporationNVDA	6.76%
Apple Inc.AAPL	5.81%
Microsoft CorporationMSFT	4.32%
Amazon.com, Inc.AMZN	3.26%
Broadcom Inc.AVGO	2.47%
Alphabet Inc.GOOG	2.22%
Meta Platforms, Inc.META	1.96%
Tesla, Inc.TSLA	1.52%
Berkshire Hathaway Inc.BRK.B	1.37%

SPTM Top Holdings

Name	Weight
NVIDIA CorporationNVDA	7.01%
Apple Inc.AAPL	6.02%
Microsoft CorporationMSFT	4.40%
Amazon.com, Inc.AMZN	3.43%
Broadcom Inc.AVGO	2.64%
Alphabet Inc.GOOG	2.33%
Meta Platforms, Inc.META	2.12%
Tesla, Inc.TSLA	1.53%
Berkshire Hathaway Inc.BRK.B	1.40%

Which One Should You Choose?

Either works if...

you just need broad us total market exposure. Both are solid options — pick whichever your brokerage offers commission-free.

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