ETF Versus

SCHB vs SCHM

Schwab U.S. Broad Market ETF vs Schwab U.S. Mid-Cap ETF

Last updated: 2026-04-10

SCHB Schwab

Schwab U.S. Broad Market ETF (SCHB) is an exchange-traded fund issued by Schwab that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.13%. Launched in 2009, the fund has a 17-year track record.

AUM: $38.5B ER: 0.03% Yield: 1.13% Since: Nov 3, 2009
SCHM Schwab

Schwab U.S. Mid-Cap ETF (SCHM) is an exchange-traded fund issued by Schwab that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.04%. The fund offers a moderate dividend yield of 1.35%. Launched in 2011, the fund has a 15-year track record.

AUM: $13.6B ER: 0.04% Yield: 1.35% Since: Jan 13, 2011

Quick Verdict

Both funds have nearly identical expense ratios (0.03% vs 0.04%), so fees are not a differentiator here. SCHM has edged ahead over the past year (34.8% vs 30.1%).

Key Metrics

Metric SCHB SCHM
Expense Ratio 0.03% 0.04%
Dividend Yield 1.1% 1.4%
Fund Family Schwab Schwab
Category US Total Market US Mid Cap

Performance Chart

Indexed to 100 at start (5-year comparison)

75 93 111 129 147 165 2021-04 2022-07 2023-10 2025-01 2026-04
SCHB +57.1%
SCHM +27.3%

Performance Comparison

Period SCHB SCHM Difference
1 Month +0.69% +2.71% -2.02%
3 Months -2.24% +2.19% -4.43%
6 Months +2.54% +10.03% -7.49%
YTD -0.27% +6.35% -6.62%
1 Year +30.09% +34.84% -4.75%
3 Years +64.72% +44.11% +20.61%
5 Years +57.06% +27.25% +29.81%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SCHB Fees SCHM Fees You Save
$10,000 10 years $60 $80 $20
$10,000 20 years $258 $344 $86
$10,000 30 years $835 $1,112 $277
$50,000 10 years $299 $399 $100
$50,000 30 years $4,176 $5,560 $1,385
$100,000 30 years $8,352 $11,121 $2,769

Risk Metrics

Based on 5 years of daily returns

Metric SCHB SCHM
Annualized Volatility 17.3% 19.6%
Max Drawdown -26.2% -27.4%
Sharpe Ratio 0.35 0.12

Dividend Comparison

Metric SCHB SCHM
Annual Dividend (per share) $0.30 $0.44
Dividend Yield 1.12% 1.35%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

SCHB Top Holdings

NameWeight
NVIDIA CorporationNVDA6.76%
Apple Inc.AAPL5.81%
Microsoft CorporationMSFT4.32%
Amazon.com, Inc.AMZN3.26%
Broadcom Inc.AVGO2.47%
Alphabet Inc.GOOG2.22%
Meta Platforms, Inc.META1.96%
Tesla, Inc.TSLA1.52%
Berkshire Hathaway Inc.BRK.B1.37%

SCHM Top Holdings

NameWeight
Sandisk CorporationSNDK2.21%
Ciena CorporationCIEN1.27%
Lumentum Holdings Inc.LITE1.14%
Coherent Corp.COHR0.98%
Bloom Energy CorporationBE0.72%
Tapestry, Inc.TPR0.60%
TechnipFMC plcFTI0.60%
Casey's General Stores, Inc.CASY0.57%
Texas Pacific Land CorporationTPL0.54%
Curtiss-Wright CorporationCW0.53%

Which One Should You Choose?

Choose SCHM if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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