SCHA vs SCHF
Schwab U.S. Small-Cap ETF vs Schwab International Equity ETF
Last updated: 2026-04-10
Schwab U.S. Small-Cap ETF (SCHA) is an exchange-traded fund issued by Schwab that provides exposure to small-cap U.S. equities with higher growth potential and volatility. It charges a very low expense ratio of 0.04%. The fund offers a moderate dividend yield of 1.11%. Launched in 2009, the fund has a 17-year track record.
Schwab International Equity ETF (SCHF) is an exchange-traded fund issued by Schwab that provides exposure to equities in developed international markets outside the U.S.. It charges a very low expense ratio of 0.03%. The fund offers an attractive dividend yield of 3.14%. Launched in 2009, the fund has a 17-year track record.
Quick Verdict
Both funds have nearly identical expense ratios (0.03% vs 0.04%), so fees are not a differentiator here. SCHA has edged ahead over the past year (43.7% vs 39.8%). Income investors may prefer SCHF for its higher yield (3.1% vs 1.1%).
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Top Holdings
0 of top 9 holdings overlap (0% overlap in top holdings)
SCHA Top Holdings
| Name | Weight |
|---|---|
| Sandisk CorporationSNDK | 2.51% |
| Lumentum Holdings Inc.LITE | 1.39% |
| ATI Inc.ATI | 0.48% |
| Coeur Mining, Inc.CDE | 0.47% |
| Revolution Medicines, Inc.RVMD | 0.42% |
| EchoStar CorporationSATS | 0.40% |
| Nextpower Inc.NXT | 0.39% |
| MKS Inc.MKSI | 0.38% |
| MACOM Technology Solutions Holdings, Inc.MTSI | 0.37% |
| Rocket Companies, Inc.RKT | 0.34% |
SCHF Top Holdings
| Name | Weight |
|---|---|
| Samsung Electronics Co., Ltd.!krx/005930 | 2.23% |
| ASML Holding N.V.!ams/ASML | 1.93% |
| SK hynix Inc.!krx/000660 | 1.18% |
| AstraZeneca PLC!lon/AZN | 1.13% |
| Novartis AG!swx/NOVN | 1.10% |
| HSBC Holdings plc!lon/HSBA | 1.07% |
| Shell plc!lon/SHEL | 0.99% |
| Nestlé S.A.!swx/NESN | 0.94% |
| Royal Bank of Canada!tsx/RY | 0.85% |
Which One Should You Choose?
Choose SCHA if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.
Choose SCHF if...
you prioritize dividend income and want higher regular distributions from your portfolio.