ETF Versus

MDY vs SPTM

State Street SPDR S&P MIDCAP 400 ETF Trust vs State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF

Last updated: 2026-04-10

MDY SPDR

State Street SPDR S&P MIDCAP 400 ETF Trust (MDY) is an exchange-traded fund issued by SPDR that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a moderate expense ratio of 0.24%. The fund offers a moderate dividend yield of 1.11%. Launched in 1995, the fund has a 31-year track record.

AUM: $25.2B ER: 0.24% Yield: 1.11% Since: May 4, 1995
SPTM SPDR

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an exchange-traded fund issued by SPDR that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.15%. Launched in 2000, the fund has a 26-year track record.

AUM: $12.2B ER: 0.03% Yield: 1.15% Since: Oct 4, 2000

Quick Verdict

SPTM is significantly cheaper at 0.03% vs 0.24% expense ratio, saving you approximately $415 per $10,000 invested over 10 years. MDY has edged ahead over the past year (31.1% vs 29.8%).

Key Metrics

Metric MDY SPTM
Expense Ratio 0.24% 0.03%
Dividend Yield 1.1% 1.1%
Fund Family SPDR SPDR
Category US Mid Cap US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 98 116 134 152 170 2021-04 2022-07 2023-10 2025-01 2026-04
MDY +31.8%
SPTM +62.0%

Performance Comparison

Period MDY SPTM Difference
1 Month +3.01% +0.70% +2.31%
3 Months +1.74% -1.89% +3.63%
6 Months +9.24% +3.06% +6.18%
YTD +5.23% -0.02% +5.25%
1 Year +31.12% +29.79% +1.33%
3 Years +40.99% +63.94% -22.95%
5 Years +31.81% +61.98% -30.17%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period MDY Fees SPTM Fees You Save
$10,000 10 years $475 $60 $415
$10,000 20 years $2,028 $258 $1,770
$10,000 30 years $6,497 $835 $5,662
$50,000 10 years $2,375 $299 $2,075
$50,000 30 years $32,483 $4,176 $28,308
$100,000 30 years $64,967 $8,352 $56,615

Risk Metrics

Based on 5 years of daily returns

Metric MDY SPTM
Annualized Volatility 19.8% 16.9%
Max Drawdown -24.5% -25.0%
Sharpe Ratio 0.15 0.39

Dividend Comparison

Metric MDY SPTM
Annual Dividend (per share) $7.12 $0.95
Dividend Yield 1.11% 1.15%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

MDY Top Holdings

NameWeight
TechnipFMC plcFTI0.86%
U.S. DollarCASH_USD0.85%
Casey's General Stores, Inc.CASY0.84%
Flex Ltd.FLEX0.80%
Curtiss-Wright CorporationCW0.80%
United Therapeutics CorporationUTHR0.75%
XPO, Inc.XPO0.74%
Woodward, Inc.WWD0.70%
FabrinetFN0.65%
Royal Gold, Inc.RGLD0.65%

SPTM Top Holdings

NameWeight
NVIDIA CorporationNVDA7.01%
Apple Inc.AAPL6.02%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.43%
Broadcom Inc.AVGO2.64%
Alphabet Inc.GOOG2.33%
Meta Platforms, Inc.META2.12%
Tesla, Inc.TSLA1.53%
Berkshire Hathaway Inc.BRK.B1.40%

Which One Should You Choose?

Choose SPTM if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

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