ETF Versus

MDY vs SPLG

State Street SPDR S&P MIDCAP 400 ETF Trust vs State Street SPDR Portfolio S&P 500 ETF

Last updated: 2026-04-10

MDY SPDR

State Street SPDR S&P MIDCAP 400 ETF Trust (MDY) is an exchange-traded fund issued by SPDR that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a moderate expense ratio of 0.24%. The fund offers a moderate dividend yield of 1.11%. Launched in 1995, the fund has a 31-year track record.

AUM: $25.2B ER: 0.24% Yield: 1.11% Since: May 4, 1995
SPLG SPDR

State Street SPDR Portfolio S&P 500 ETF (SPLG) is an exchange-traded fund issued by SPDR that provides exposure to large-cap U.S. equities across growth and value styles. Launched in 2009, the fund has a 17-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2009-01-02

Quick Verdict

SPLG is significantly cheaper at 0.00% vs 0.24% expense ratio, saving you approximately $475 per $10,000 invested over 10 years. MDY has edged ahead over the past year (31.1% vs 29.7%).

Key Metrics

Metric MDY SPLG
Expense Ratio 0.24% N/A
Dividend Yield 1.1% N/A
Fund Family SPDR SPDR
Category US Mid Cap US Large Cap Blend

Performance Chart

Indexed to 100 at start (5-year comparison)

80 98 116 134 152 170 2021-04 2022-07 2023-10 2025-01 2026-04
MDY +31.8%
SPLG +65.4%

Performance Comparison

Period MDY SPLG Difference
1 Month +3.01% +0.54% +2.47%
3 Months +1.74% -2.18% +3.92%
6 Months +9.24% +2.59% +6.65%
YTD +5.23% -0.46% +5.69%
1 Year +31.12% +29.69% +1.43%
3 Years +40.99% +66.15% -25.16%
5 Years +31.81% +65.40% -33.59%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period MDY Fees SPLG Fees You Save
$10,000 10 years $475 $0 $475
$10,000 20 years $2,028 $0 $2,028
$10,000 30 years $6,497 $0 $6,497
$50,000 10 years $2,375 $0 $2,375
$50,000 30 years $32,483 $0 $32,483
$100,000 30 years $64,967 $0 $64,967

Risk Metrics

Based on 5 years of daily returns

Metric MDY SPLG
Annualized Volatility 19.8% 16.9%
Max Drawdown -24.5% -25.4%
Sharpe Ratio 0.15 0.42

Dividend Comparison

Metric MDY SPLG
Annual Dividend (per share) $7.12 $0.88
Dividend Yield 1.11% 1.10%
Distribution Frequency Quarterly Quarterly

Top Holdings

MDY Top Holdings

NameWeight
TechnipFMC plcFTI0.86%
U.S. DollarCASH_USD0.85%
Casey's General Stores, Inc.CASY0.84%
Flex Ltd.FLEX0.80%
Curtiss-Wright CorporationCW0.80%
United Therapeutics CorporationUTHR0.75%
XPO, Inc.XPO0.74%
Woodward, Inc.WWD0.70%
FabrinetFN0.65%
Royal Gold, Inc.RGLD0.65%

Which One Should You Choose?

Choose SPLG if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

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