ETF Versus

JNK vs SPYD

State Street SPDR Bloomberg High Yield Bond ETF vs State Street SPDR Portfolio S&P 500 High Dividend ETF

Last updated: 2026-04-10

JNK SPDR

State Street SPDR Bloomberg High Yield Bond ETF (JNK) is an exchange-traded fund issued by SPDR that provides exposure to below-investment-grade U.S. corporate bonds offering higher yields. It charges an above-average expense ratio of 0.40%. The fund offers a high dividend yield of 6.60%. Launched in 2007, the fund has a 19-year track record.

AUM: $6.9B ER: 0.40% Yield: 6.60% Since: Nov 28, 2007
SPYD SPDR

State Street SPDR Portfolio S&P 500 High Dividend ETF (SPYD) is an exchange-traded fund issued by SPDR that provides exposure to U.S. dividend-paying stocks selected for yield or dividend growth. It charges a low expense ratio of 0.07%. The fund offers a high dividend yield of 4.33%. Launched in 2015, the fund has a 11-year track record.

AUM: $7.1B ER: 0.07% Yield: 4.33% Since: Oct 21, 2015

Quick Verdict

SPYD is significantly cheaper at 0.07% vs 0.40% expense ratio, saving you approximately $647 per $10,000 invested over 10 years. Over the past year, SPYD has significantly outperformed with a 15.3% return vs 4.6%. Income investors may prefer JNK for its higher yield (6.6% vs 4.3%).

Key Metrics

Metric JNK SPYD
Expense Ratio 0.40% 0.07%
Dividend Yield 6.6% 4.3%
Fund Family SPDR SPDR
Category US High Yield Bond US Dividend

Performance Chart

Indexed to 100 at start (5-year comparison)

80 89 98 107 116 125 2021-04 2022-07 2023-10 2025-01 2026-04
JNK -11.4%
SPYD +17.3%

Performance Comparison

Period JNK SPYD Difference
1 Month +0.31% -0.44% +0.75%
3 Months -1.30% +3.93% -5.23%
6 Months -0.53% +6.95% -7.48%
YTD -0.85% +5.33% -6.18%
1 Year +4.60% +15.30% -10.70%
3 Years +4.83% +19.97% -15.14%
5 Years -11.39% +17.27% -28.66%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period JNK Fees SPYD Fees You Save
$10,000 10 years $786 $140 $647
$10,000 20 years $3,334 $600 $2,733
$10,000 30 years $10,601 $1,938 $8,662
$50,000 10 years $3,932 $698 $3,234
$50,000 30 years $53,003 $9,692 $43,311
$100,000 30 years $106,005 $19,383 $86,622

Risk Metrics

Based on 5 years of daily returns

Metric JNK SPYD
Annualized Volatility 7.7% 16.5%
Max Drawdown -20.6% -27.4%
Sharpe Ratio -0.86 0.00

Dividend Comparison

Metric JNK SPYD
Annual Dividend (per share) $6.37 $1.99
Dividend Yield 6.61% 4.33%
Distribution Frequency Monthly Quarterly

Top Holdings

SPYD Top Holdings

NameWeight
APA CorporationAPA1.78%
LyondellBasell Industries N.V.LYB1.75%
Dow Inc.DOW1.69%
EOG Resources, Inc.EOG1.57%
Edison InternationalEIX1.50%
Verizon Communications Inc.VZ1.49%
Phillips 66PSX1.45%
AT&T Inc.T1.42%
Target CorporationTGT1.42%
Chevron CorporationCVX1.41%

Which One Should You Choose?

Choose SPYD if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose SPYD if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose JNK if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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