What is the expense ratio of IWF vs VTI?

IWF has an expense ratio of 0.18%, while VTI has an expense ratio of 0.03%.

IWF vs VTI

iShares Russell 1000 Growth ETF vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-10

IWF iShares

iShares Russell 1000 Growth ETF (IWF) is an exchange-traded fund issued by iShares that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a moderate expense ratio of 0.18%. The fund offers a modest dividend yield of 0.38%. Launched in 2000, the fund has a 26-year track record.

AUM: $116.5B ER: 0.18% Yield: 0.38% Since: May 22, 2000

VTI Vanguard

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.13%. Launched in 2001, the fund has a 25-year track record.

AUM: $584.2B ER: 0.03% Yield: 1.13% Since: May 24, 2001

Quick Verdict

VTI is significantly cheaper at 0.03% vs 0.18% expense ratio, saving you approximately $297 per $10,000 invested over 10 years. Both funds have delivered similar 1-year returns (29.9% vs 30.2%), tracking closely. Income investors may prefer VTI for its higher yield (1.1% vs 0.4%).

Key Metrics

Metric	IWF	VTI
Expense Ratio	0.18%	0.03%
Dividend Yield	0.4%	1.1%
Fund Family	iShares	Vanguard
Category	US Large Cap Growth	US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

IWF +73.8%

VTI +56.5%

Performance Comparison

Period	IWF	VTI	Difference
1 Month	-1.05%	+0.60%	-1.65%
3 Months	-6.42%	-2.27%	-4.15%
6 Months	-4.69%	+2.54%	-7.23%
YTD	-5.33%	-0.32%	-5.01%
1 Year	+29.88%	+30.23%	-0.35%
3 Years	+84.44%	+64.44%	+20.00%
5 Years	+73.81%	+56.51%	+17.30%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment	Period	IWF Fees	VTI Fees	You Save
$10,000	10 years	$357	$60	$297
$10,000	20 years	$1,529	$258	$1,271
$10,000	30 years	$4,912	$835	$4,076
$50,000	10 years	$1,786	$299	$1,486
$50,000	30 years	$24,558	$4,176	$20,382
$100,000	30 years	$49,116	$8,352	$40,764

Risk Metrics

Based on 5 years of daily returns

Metric	IWF	VTI
Annualized Volatility	21.4%	17.5%
Max Drawdown	-33.1%	-26.2%
Sharpe Ratio	0.42	0.34

Dividend Comparison

Metric	IWF	VTI
Annual Dividend (per share)	$1.69	$3.77
Dividend Yield	0.38%	1.12%
Distribution Frequency	Quarterly	Quarterly

Top Holdings

8 of top 9 holdings overlap (89% overlap in top holdings)

IWF Top Holdings

Name	Weight
NVIDIA CorporationNVDA	12.99%
Apple Inc.AAPL	11.43%
Microsoft CorporationMSFT	8.59%
Broadcom Inc.AVGO	5.22%
Amazon.com, Inc.AMZN	4.76%
Meta Platforms, Inc.META	3.56%
Tesla, Inc.TSLA	3.15%
Alphabet Inc.GOOG	3.03%
Eli Lilly and CompanyLLY	2.65%

VTI Top Holdings

Name	Weight
NVIDIA CorporationNVDA	6.17%
Apple Inc.AAPL	5.89%
Microsoft CorporationMSFT	4.40%
Amazon.com, Inc.AMZN	3.05%
Broadcom Inc.AVGO	2.28%
Alphabet Inc.GOOG	2.16%
Meta Platforms, Inc.META	2.13%
Tesla, Inc.TSLA	1.72%
Berkshire Hathaway Inc.BRK.B	1.37%

Which One Should You Choose?

Choose VTI if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose VTI if...

you prioritize dividend income and want higher regular distributions from your portfolio.

Related Comparisons

AGG vs IWF AGG vs VTI BND vs IWF BND vs VTI BNDX vs IWF BNDX vs VTI EFA vs IWF EFA vs VTI