ETF Versus

IVV vs VTI

iShares Core S&P 500 ETF vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-10

IVV iShares

iShares Core S&P 500 ETF (IVV) is an exchange-traded fund issued by iShares that provides exposure to large-cap U.S. equities across growth and value styles. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.18%. Launched in 2000, the fund has a 26-year track record.

AUM: $743.8B ER: 0.03% Yield: 1.18% Since: May 15, 2000
VTI Vanguard

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.13%. Launched in 2001, the fund has a 25-year track record.

AUM: $584.2B ER: 0.03% Yield: 1.13% Since: May 24, 2001

Quick Verdict

Both funds have delivered similar 1-year returns (29.6% vs 30.2%), tracking closely.

Key Metrics

Metric IVV VTI
Expense Ratio 0.03% 0.03%
Dividend Yield 1.2% 1.1%
Fund Family iShares Vanguard
Category US Large Cap Blend US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 98 116 134 152 170 2021-04 2022-07 2023-10 2025-01 2026-04
IVV +65.3%
VTI +56.5%

Performance Comparison

Period IVV VTI Difference
1 Month +0.54% +0.60% -0.06%
3 Months -2.17% -2.27% +0.10%
6 Months +2.53% +2.54% -0.01%
YTD -0.45% -0.32% -0.13%
1 Year +29.60% +30.23% -0.63%
3 Years +66.01% +64.44% +1.57%
5 Years +65.33% +56.51% +8.82%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IVV Fees VTI Fees You Save
$10,000 10 years $60 $60 $0
$10,000 20 years $258 $258 $0
$10,000 30 years $835 $835 $0
$50,000 10 years $299 $299 $0
$50,000 30 years $4,176 $4,176 $0
$100,000 30 years $8,352 $8,352 $0

Risk Metrics

Based on 5 years of daily returns

Metric IVV VTI
Annualized Volatility 16.9% 17.5%
Max Drawdown -25.4% -26.2%
Sharpe Ratio 0.42 0.34

Dividend Comparison

Metric IVV VTI
Annual Dividend (per share) $8.06 $3.77
Dividend Yield 1.18% 1.12%
Distribution Frequency Quarterly Quarterly

Top Holdings

9 of top 9 holdings overlap (100% overlap in top holdings)

IVV Top Holdings

NameWeight
NVIDIA CorporationNVDA7.60%
Apple Inc.AAPL6.53%
Microsoft CorporationMSFT4.77%
Amazon.com, Inc.AMZN3.71%
Broadcom Inc.AVGO2.86%
Alphabet Inc.GOOG2.53%
Meta Platforms, Inc.META2.30%
Tesla, Inc.TSLA1.66%
Berkshire Hathaway Inc.BRK.B1.51%

VTI Top Holdings

NameWeight
NVIDIA CorporationNVDA6.17%
Apple Inc.AAPL5.89%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.05%
Broadcom Inc.AVGO2.28%
Alphabet Inc.GOOG2.16%
Meta Platforms, Inc.META2.13%
Tesla, Inc.TSLA1.72%
Berkshire Hathaway Inc.BRK.B1.37%

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