ETF Versus

ITOT vs SPTM

iShares Core S&P Total U.S. Stock Market ETF vs State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF

Last updated: 2026-04-10

ITOT iShares

iShares Core S&P Total U.S. Stock Market ETF (ITOT) is an exchange-traded fund issued by iShares that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.08%. Launched in 2004, the fund has a 22-year track record.

AUM: $83.3B ER: 0.03% Yield: 1.08% Since: Jan 20, 2004
SPTM SPDR

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an exchange-traded fund issued by SPDR that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.15%. Launched in 2000, the fund has a 26-year track record.

AUM: $12.2B ER: 0.03% Yield: 1.15% Since: Oct 4, 2000

Quick Verdict

Both funds have delivered similar 1-year returns (30.3% vs 29.8%), tracking closely.

Key Metrics

Metric ITOT SPTM
Expense Ratio 0.03% 0.03%
Dividend Yield 1.1% 1.1%
Fund Family iShares SPDR
Category US Total Market US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 98 116 134 152 170 2021-04 2022-07 2023-10 2025-01 2026-04
ITOT +56.7%
SPTM +62.0%

Performance Comparison

Period ITOT SPTM Difference
1 Month +0.76% +0.70% +0.06%
3 Months -2.14% -1.89% -0.25%
6 Months +2.54% +3.06% -0.52%
YTD -0.23% -0.02% -0.21%
1 Year +30.31% +29.79% +0.52%
3 Years +64.58% +63.94% +0.64%
5 Years +56.66% +61.98% -5.32%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period ITOT Fees SPTM Fees You Save
$10,000 10 years $60 $60 $0
$10,000 20 years $258 $258 $0
$10,000 30 years $835 $835 $0
$50,000 10 years $299 $299 $0
$50,000 30 years $4,176 $4,176 $0
$100,000 30 years $8,352 $8,352 $0

Risk Metrics

Based on 5 years of daily returns

Metric ITOT SPTM
Annualized Volatility 17.4% 16.9%
Max Drawdown -26.2% -25.0%
Sharpe Ratio 0.35 0.39

Dividend Comparison

Metric ITOT SPTM
Annual Dividend (per share) $1.61 $0.95
Dividend Yield 1.08% 1.15%
Distribution Frequency Quarterly Quarterly

Top Holdings

9 of top 9 holdings overlap (100% overlap in top holdings)

ITOT Top Holdings

NameWeight
NVIDIA CorporationNVDA6.72%
Apple Inc.AAPL5.78%
Microsoft CorporationMSFT4.22%
Amazon.com, Inc.AMZN3.28%
Broadcom Inc.AVGO2.53%
Alphabet Inc.GOOG2.24%
Meta Platforms, Inc.META2.04%
Tesla, Inc.TSLA1.47%
Berkshire Hathaway Inc.BRK.B1.34%

SPTM Top Holdings

NameWeight
NVIDIA CorporationNVDA7.01%
Apple Inc.AAPL6.02%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.43%
Broadcom Inc.AVGO2.64%
Alphabet Inc.GOOG2.33%
Meta Platforms, Inc.META2.12%
Tesla, Inc.TSLA1.53%
Berkshire Hathaway Inc.BRK.B1.40%

Which One Should You Choose?

Either works if...

you just need broad us total market exposure. Both are solid options — pick whichever your brokerage offers commission-free.

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