ETF Versus

ITOT vs IVV

iShares Core S&P Total U.S. Stock Market ETF vs iShares Core S&P 500 ETF

Last updated: 2026-04-10

ITOT iShares

iShares Core S&P Total U.S. Stock Market ETF (ITOT) is an exchange-traded fund issued by iShares that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.08%. Launched in 2004, the fund has a 22-year track record.

AUM: $83.3B ER: 0.03% Yield: 1.08% Since: Jan 20, 2004
IVV iShares

iShares Core S&P 500 ETF (IVV) is an exchange-traded fund issued by iShares that provides exposure to large-cap U.S. equities across growth and value styles. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.18%. Launched in 2000, the fund has a 26-year track record.

AUM: $743.8B ER: 0.03% Yield: 1.18% Since: May 15, 2000

Quick Verdict

Both funds have delivered similar 1-year returns (30.3% vs 29.6%), tracking closely.

Key Metrics

Metric ITOT IVV
Expense Ratio 0.03% 0.03%
Dividend Yield 1.1% 1.2%
Fund Family iShares iShares
Category US Total Market US Large Cap Blend

Performance Chart

Indexed to 100 at start (5-year comparison)

80 98 116 134 152 170 2021-04 2022-07 2023-10 2025-01 2026-04
ITOT +56.7%
IVV +65.3%

Performance Comparison

Period ITOT IVV Difference
1 Month +0.76% +0.54% +0.22%
3 Months -2.14% -2.17% +0.03%
6 Months +2.54% +2.53% +0.01%
YTD -0.23% -0.45% +0.22%
1 Year +30.31% +29.60% +0.71%
3 Years +64.58% +66.01% -1.43%
5 Years +56.66% +65.33% -8.67%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period ITOT Fees IVV Fees You Save
$10,000 10 years $60 $60 $0
$10,000 20 years $258 $258 $0
$10,000 30 years $835 $835 $0
$50,000 10 years $299 $299 $0
$50,000 30 years $4,176 $4,176 $0
$100,000 30 years $8,352 $8,352 $0

Risk Metrics

Based on 5 years of daily returns

Metric ITOT IVV
Annualized Volatility 17.4% 16.9%
Max Drawdown -26.2% -25.4%
Sharpe Ratio 0.35 0.42

Dividend Comparison

Metric ITOT IVV
Annual Dividend (per share) $1.61 $8.06
Dividend Yield 1.08% 1.18%
Distribution Frequency Quarterly Quarterly

Top Holdings

9 of top 9 holdings overlap (100% overlap in top holdings)

ITOT Top Holdings

NameWeight
NVIDIA CorporationNVDA6.72%
Apple Inc.AAPL5.78%
Microsoft CorporationMSFT4.22%
Amazon.com, Inc.AMZN3.28%
Broadcom Inc.AVGO2.53%
Alphabet Inc.GOOG2.24%
Meta Platforms, Inc.META2.04%
Tesla, Inc.TSLA1.47%
Berkshire Hathaway Inc.BRK.B1.34%

IVV Top Holdings

NameWeight
NVIDIA CorporationNVDA7.60%
Apple Inc.AAPL6.53%
Microsoft CorporationMSFT4.77%
Amazon.com, Inc.AMZN3.71%
Broadcom Inc.AVGO2.86%
Alphabet Inc.GOOG2.53%
Meta Platforms, Inc.META2.30%
Tesla, Inc.TSLA1.66%
Berkshire Hathaway Inc.BRK.B1.51%

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