IJR vs XLK
iShares Core S&P Small-Cap ETF vs State Street Technology Select Sector SPDR ETF
Last updated: 2026-04-10
iShares Core S&P Small-Cap ETF (IJR) is an exchange-traded fund issued by iShares that provides exposure to small-cap U.S. equities with higher growth potential and volatility. It charges a low expense ratio of 0.06%. The fund offers a moderate dividend yield of 1.23%. Launched in 2000, the fund has a 26-year track record.
State Street Technology Select Sector SPDR ETF (XLK) is an exchange-traded fund issued by SPDR that provides exposure to us sector - technology securities. It charges a low expense ratio of 0.08%. The fund offers a modest dividend yield of 0.54%. Launched in 1998, the fund has a 28-year track record.
Quick Verdict
IJR has a slightly lower expense ratio (0.06% vs 0.08%), saving about $40 per $10,000 over 10 years. Over the past year, XLK has significantly outperformed with a 46.8% return vs 38.1%. Income investors may prefer IJR for its higher yield (1.2% vs 0.5%).
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Top Holdings
0 of top 10 holdings overlap (0% overlap in top holdings)
IJR Top Holdings
| Name | Weight |
|---|---|
| BLK CSH FND TREASURY SL AGENCYXTSLA | 1.29% |
| Viavi Solutions Inc.VIAV | 0.60% |
| FormFactor, Inc.FORM | 0.57% |
| Eastman Chemical CompanyEMN | 0.53% |
| Primoris Services CorporationPRIM | 0.53% |
| Element Solutions IncESI | 0.53% |
| Argan, Inc.AGX | 0.51% |
| Semtech CorporationSMTC | 0.50% |
| ESCO Technologies Inc.ESE | 0.50% |
| Match Group, Inc.MTCH | 0.48% |
XLK Top Holdings
| Name | Weight |
|---|---|
| NVIDIA CorporationNVDA | 15.30% |
| Apple Inc.AAPL | 13.10% |
| Microsoft CorporationMSFT | 9.49% |
| Broadcom Inc.AVGO | 5.76% |
| Micron Technology, Inc.MU | 3.96% |
| Advanced Micro Devices, Inc.AMD | 3.22% |
| Cisco Systems, Inc.CSCO | 2.74% |
| Lam Research CorporationLRCX | 2.69% |
| Applied Materials, Inc.AMAT | 2.63% |
| Palantir Technologies Inc.PLTR | 2.49% |
Which One Should You Choose?
Choose IJR if...
you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.
Choose XLK if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.
Choose IJR if...
you prioritize dividend income and want higher regular distributions from your portfolio.