ETF Versus

IJH vs SPY

iShares Core S&P Mid-Cap ETF vs State Street SPDR S&P 500 ETF Trust

Last updated: 2026-04-10

IJH iShares

iShares Core S&P Mid-Cap ETF (IJH) is an exchange-traded fund issued by iShares that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.05%. The fund offers a moderate dividend yield of 1.26%. Launched in 2000, the fund has a 26-year track record.

AUM: $111.0B ER: 0.05% Yield: 1.26% Since: May 22, 2000
SPY SPDR

State Street SPDR S&P 500 ETF Trust (SPY) is an exchange-traded fund issued by SPDR that provides exposure to large-cap U.S. equities across growth and value styles. It charges a low expense ratio of 0.09%. The fund offers a moderate dividend yield of 1.09%. Launched in 1993, the fund has a 33-year track record.

AUM: $678.3B ER: 0.09% Yield: 1.09% Since: Jan 22, 1993

Quick Verdict

IJH has a slightly lower expense ratio (0.05% vs 0.09%), saving about $79 per $10,000 over 10 years. IJH has edged ahead over the past year (31.3% vs 29.6%).

Key Metrics

Metric IJH SPY
Expense Ratio 0.05% 0.09%
Dividend Yield 1.3% 1.1%
Fund Family iShares SPDR
Category US Mid Cap US Large Cap Blend

Performance Chart

Indexed to 100 at start (5-year comparison)

80 98 116 134 152 170 2021-04 2022-07 2023-10 2025-01 2026-04
IJH +31.9%
SPY +65.2%

Performance Comparison

Period IJH SPY Difference
1 Month +3.07% +0.54% +2.53%
3 Months +1.81% -2.19% +4.00%
6 Months +9.27% +2.55% +6.72%
YTD +5.32% -0.47% +5.79%
1 Year +31.28% +29.62% +1.66%
3 Years +41.49% +65.95% -24.46%
5 Years +31.89% +65.18% -33.29%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IJH Fees SPY Fees You Save
$10,000 10 years $100 $179 $79
$10,000 20 years $430 $771 $341
$10,000 30 years $1,388 $2,486 $1,097
$50,000 10 years $499 $896 $397
$50,000 30 years $6,941 $12,428 $5,486
$100,000 30 years $13,882 $24,855 $10,973

Risk Metrics

Based on 5 years of daily returns

Metric IJH SPY
Annualized Volatility 19.8% 17.1%
Max Drawdown -24.6% -25.4%
Sharpe Ratio 0.15 0.41

Dividend Comparison

Metric IJH SPY
Annual Dividend (per share) $0.89 $7.38
Dividend Yield 1.26% 1.09%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

IJH Top Holdings

NameWeight
TechnipFMC plcFTI0.88%
Flex Ltd.FLEX0.81%
Curtiss-Wright CorporationCW0.81%
United Therapeutics CorporationUTHR0.75%
XPO, Inc.XPO0.75%
Woodward, Inc.WWD0.71%
FabrinetFN0.66%
Royal Gold, Inc.RGLD0.65%
MasTec, Inc.MTZ0.64%
Carpenter Technology CorporationCRS0.64%

SPY Top Holdings

NameWeight
NVIDIA CorporationNVDA7.61%
Apple Inc.AAPL6.54%
Microsoft CorporationMSFT4.78%
Amazon.com, Inc.AMZN3.72%
Broadcom Inc.AVGO2.86%
Alphabet Inc.GOOG2.53%
Meta Platforms, Inc.META2.31%
Tesla, Inc.TSLA1.66%
Berkshire Hathaway Inc.BRK.B1.51%

Which One Should You Choose?

Choose IJH if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

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