ETF Versus

IJH vs ITOT

iShares Core S&P Mid-Cap ETF vs iShares Core S&P Total U.S. Stock Market ETF

Last updated: 2026-04-10

IJH iShares

iShares Core S&P Mid-Cap ETF (IJH) is an exchange-traded fund issued by iShares that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.05%. The fund offers a moderate dividend yield of 1.26%. Launched in 2000, the fund has a 26-year track record.

AUM: $111.0B ER: 0.05% Yield: 1.26% Since: May 22, 2000
ITOT iShares

iShares Core S&P Total U.S. Stock Market ETF (ITOT) is an exchange-traded fund issued by iShares that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.08%. Launched in 2004, the fund has a 22-year track record.

AUM: $83.3B ER: 0.03% Yield: 1.08% Since: Jan 20, 2004

Quick Verdict

ITOT has a slightly lower expense ratio (0.03% vs 0.05%), saving about $40 per $10,000 over 10 years. Both funds have delivered similar 1-year returns (31.3% vs 30.3%), tracking closely.

Key Metrics

Metric IJH ITOT
Expense Ratio 0.05% 0.03%
Dividend Yield 1.3% 1.1%
Fund Family iShares iShares
Category US Mid Cap US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 97 114 131 148 165 2021-04 2022-07 2023-10 2025-01 2026-04
IJH +31.9%
ITOT +56.7%

Performance Comparison

Period IJH ITOT Difference
1 Month +3.07% +0.76% +2.31%
3 Months +1.81% -2.14% +3.95%
6 Months +9.27% +2.54% +6.73%
YTD +5.32% -0.23% +5.55%
1 Year +31.28% +30.31% +0.97%
3 Years +41.49% +64.58% -23.09%
5 Years +31.89% +56.66% -24.77%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IJH Fees ITOT Fees You Save
$10,000 10 years $100 $60 $40
$10,000 20 years $430 $258 $171
$10,000 30 years $1,388 $835 $553
$50,000 10 years $499 $299 $199
$50,000 30 years $6,941 $4,176 $2,765
$100,000 30 years $13,882 $8,352 $5,531

Risk Metrics

Based on 5 years of daily returns

Metric IJH ITOT
Annualized Volatility 19.8% 17.4%
Max Drawdown -24.6% -26.2%
Sharpe Ratio 0.15 0.35

Dividend Comparison

Metric IJH ITOT
Annual Dividend (per share) $0.89 $1.61
Dividend Yield 1.26% 1.08%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

IJH Top Holdings

NameWeight
TechnipFMC plcFTI0.88%
Flex Ltd.FLEX0.81%
Curtiss-Wright CorporationCW0.81%
United Therapeutics CorporationUTHR0.75%
XPO, Inc.XPO0.75%
Woodward, Inc.WWD0.71%
FabrinetFN0.66%
Royal Gold, Inc.RGLD0.65%
MasTec, Inc.MTZ0.64%
Carpenter Technology CorporationCRS0.64%

ITOT Top Holdings

NameWeight
NVIDIA CorporationNVDA6.72%
Apple Inc.AAPL5.78%
Microsoft CorporationMSFT4.22%
Amazon.com, Inc.AMZN3.28%
Broadcom Inc.AVGO2.53%
Alphabet Inc.GOOG2.24%
Meta Platforms, Inc.META2.04%
Tesla, Inc.TSLA1.47%
Berkshire Hathaway Inc.BRK.B1.34%

Which One Should You Choose?

Choose ITOT if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

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