What is the expense ratio of IEMG vs XLK?

IEMG has an expense ratio of 0.09%, while XLK has an expense ratio of 0.08%.

IEMG vs XLK

iShares Core MSCI Emerging Markets ETF vs State Street Technology Select Sector SPDR ETF

Last updated: 2026-04-10

IEMG iShares

iShares Core MSCI Emerging Markets ETF (IEMG) is an exchange-traded fund issued by iShares that provides exposure to stocks in emerging market economies with higher growth potential. It charges a low expense ratio of 0.09%. The fund offers a moderate dividend yield of 2.49%. Launched in 2012, the fund has a 14-year track record.

AUM: $144.0B ER: 0.09% Yield: 2.49% Since: Oct 18, 2012

XLK SPDR

State Street Technology Select Sector SPDR ETF (XLK) is an exchange-traded fund issued by SPDR that provides exposure to us sector - technology securities. It charges a low expense ratio of 0.08%. The fund offers a modest dividend yield of 0.54%. Launched in 1998, the fund has a 28-year track record.

AUM: $90.3B ER: 0.08% Yield: 0.54% Since: Dec 16, 1998

Quick Verdict

Both funds have nearly identical expense ratios (0.08% vs 0.09%), so fees are not a differentiator here. IEMG has edged ahead over the past year (48.0% vs 46.8%). Income investors may prefer IEMG for its higher yield (2.5% vs 0.5%).

Key Metrics

Metric	IEMG	XLK
Expense Ratio	0.09%	0.08%
Dividend Yield	2.5%	0.5%
Fund Family	iShares	SPDR
Category	Emerging Markets	US Sector - Technology

Performance Chart

Indexed to 100 at start (5-year comparison)

IEMG +15.3%

XLK +102.2%

Performance Comparison

Period	IEMG	XLK	Difference
1 Month	+2.68%	+1.60%	+1.08%
3 Months	+4.57%	-2.80%	+7.37%
6 Months	+12.30%	+0.06%	+12.24%
YTD	+7.54%	-1.13%	+8.67%
1 Year	+47.97%	+46.81%	+1.16%
3 Years	+50.82%	+93.34%	-42.52%
5 Years	+15.31%	+102.25%	-86.94%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment	Period	IEMG Fees	XLK Fees	You Save
$10,000	10 years	$179	$159	$20
$10,000	20 years	$771	$686	$85
$10,000	30 years	$2,486	$2,212	$273
$50,000	10 years	$896	$797	$99
$50,000	30 years	$12,428	$11,061	$1,366
$100,000	30 years	$24,855	$22,123	$2,732

Risk Metrics

Based on 5 years of daily returns

Metric	IEMG	XLK
Annualized Volatility	18.3%	24.7%
Max Drawdown	-38.5%	-34.0%
Sharpe Ratio	0.00	0.51

Dividend Comparison

Metric	IEMG	XLK
Annual Dividend (per share)	$1.85	$0.77
Dividend Yield	2.49%	0.54%
Distribution Frequency	Semi-Annual or Annual	Quarterly

Top Holdings

0 of top 10 holdings overlap (0% overlap in top holdings)

IEMG Top Holdings

Name	Weight
Taiwan Semiconductor Manufacturing Company Limited!tpe/2330	11.69%
Samsung Electronics Co., Ltd.!krx/005930	5.24%
Tencent Holdings Limited!hkg/0700	3.20%
SK hynix Inc.!krx/000660	2.96%
Alibaba Group Holding Limited!hkg/9988	2.14%
China Construction Bank Corporation!hkg/0939	0.81%
Delta Electronics, Inc.!tpe/2308	0.79%
HDFC Bank Limited!nse/HDFCBANK	0.77%
Reliance Industries Limited!nse/RELIANCE	0.68%
Hon Hai Precision Industry Co., Ltd.!tpe/2317	0.61%

XLK Top Holdings

Name	Weight
NVIDIA CorporationNVDA	15.30%
Apple Inc.AAPL	13.10%
Microsoft CorporationMSFT	9.49%
Broadcom Inc.AVGO	5.76%
Micron Technology, Inc.MU	3.96%
Advanced Micro Devices, Inc.AMD	3.22%
Cisco Systems, Inc.CSCO	2.74%
Lam Research CorporationLRCX	2.69%
Applied Materials, Inc.AMAT	2.63%
Palantir Technologies Inc.PLTR	2.49%

Which One Should You Choose?

Choose IEMG if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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