ETF Versus

IAU vs VXUS

iShares Gold Trust vs Vanguard Total International Stock Index Fund ETF Shares

Last updated: 2026-04-10

IAU iShares

iShares Gold Trust (IAU) is an exchange-traded fund issued by iShares that provides exposure to gold securities. It charges a moderate expense ratio of 0.25%. Launched in 2005, the fund has a 21-year track record.

AUM: $73.9B ER: 0.25% Yield: N/A Since: Jan 21, 2005
VXUS Vanguard

Vanguard Total International Stock Index Fund ETF Shares (VXUS) is an exchange-traded fund issued by Vanguard that provides exposure to international stocks across both developed and emerging markets. It charges a very low expense ratio of 0.05%. The fund offers an attractive dividend yield of 2.82%. Launched in 2011, the fund has a 15-year track record.

AUM: $140.8B ER: 0.05% Yield: 2.82% Since: Jan 26, 2011

Quick Verdict

VXUS is significantly cheaper at 0.05% vs 0.25% expense ratio, saving you approximately $395 per $10,000 invested over 10 years. Over the past year, IAU has significantly outperformed with a 50.0% return vs 39.1%.

Key Metrics

Metric IAU VXUS
Expense Ratio 0.25% 0.05%
Dividend Yield N/A 2.8%
Fund Family iShares Vanguard
Category Gold International Equity

Performance Chart

Indexed to 100 at start (5-year comparison)

70 118 166 214 262 310 2021-04 2022-07 2023-10 2025-01 2026-04
IAU +171.9%
VXUS +27.5%

Performance Comparison

Period IAU VXUS Difference
1 Month -8.01% +2.80% -10.81%
3 Months +3.75% +3.44% +0.31%
6 Months +15.89% +10.89% +5.00%
YTD +10.02% +6.15% +3.87%
1 Year +50.03% +39.06% +10.97%
3 Years +136.21% +45.95% +90.26%
5 Years +171.92% +27.47% +144.45%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IAU Fees VXUS Fees You Save
$10,000 10 years $495 $100 $395
$10,000 20 years $2,111 $430 $1,681
$10,000 30 years $6,758 $1,388 $5,370
$50,000 10 years $2,473 $499 $1,974
$50,000 30 years $33,792 $6,941 $26,851
$100,000 30 years $67,584 $13,882 $53,701

Risk Metrics

Based on 5 years of daily returns

Metric IAU VXUS
Annualized Volatility 17.7% 16.0%
Max Drawdown -20.9% -32.7%
Sharpe Ratio 0.97 0.10

Dividend Comparison

Metric IAU VXUS
Annual Dividend (per share) $0.00 $2.29
Dividend Yield 0.00% 2.82%
Distribution Frequency None Quarterly

Top Holdings

VXUS Top Holdings

NameWeight
Taiwan Semiconductor Manufacturing Company Limited!tpe/23303.43%
Samsung Electronics Co., Ltd.!krx/0059301.59%
ASML Holding N.V.!ams/ASML1.29%
Tencent Holdings Limited!hkg/07000.92%
SK hynix Inc.!krx/0006600.91%
Roche Holding AGROC1.L0.76%
Alibaba Group Holding Limited!otc/BABAF0.73%
Novartis AG!swx/NOVN0.73%
HSBC Holdings plc!lon/HSBA0.73%

Which One Should You Choose?

Choose VXUS if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose IAU if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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