ETF Versus

IAU vs VIG

iShares Gold Trust vs Vanguard Dividend Appreciation Index Fund ETF Shares

Last updated: 2026-04-10

IAU iShares

iShares Gold Trust (IAU) is an exchange-traded fund issued by iShares that provides exposure to gold securities. It charges a moderate expense ratio of 0.25%. Launched in 2005, the fund has a 21-year track record.

AUM: $73.9B ER: 0.25% Yield: N/A Since: Jan 21, 2005
VIG Vanguard

Vanguard Dividend Appreciation Index Fund ETF Shares (VIG) is an exchange-traded fund issued by Vanguard that provides exposure to U.S. dividend-paying stocks selected for yield or dividend growth. It charges a very low expense ratio of 0.04%. The fund offers a moderate dividend yield of 1.56%. Launched in 2006, the fund has a 20-year track record.

AUM: $102.5B ER: 0.04% Yield: 1.56% Since: Apr 21, 2006

Quick Verdict

VIG is significantly cheaper at 0.04% vs 0.25% expense ratio, saving you approximately $415 per $10,000 invested over 10 years. Over the past year, IAU has significantly outperformed with a 50.0% return vs 22.2%.

Key Metrics

Metric IAU VIG
Expense Ratio 0.25% 0.04%
Dividend Yield N/A 1.6%
Fund Family iShares Vanguard
Category Gold US Dividend

Performance Chart

Indexed to 100 at start (5-year comparison)

85 130 175 220 265 310 2021-04 2022-07 2023-10 2025-01 2026-04
IAU +171.9%
VIG +46.7%

Performance Comparison

Period IAU VIG Difference
1 Month -8.01% +0.41% -8.42%
3 Months +3.75% -1.65% +5.40%
6 Months +15.89% +3.01% +12.88%
YTD +10.02% +0.59% +9.43%
1 Year +50.03% +22.20% +27.83%
3 Years +136.21% +43.12% +93.09%
5 Years +171.92% +46.75% +125.17%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IAU Fees VIG Fees You Save
$10,000 10 years $495 $80 $415
$10,000 20 years $2,111 $344 $1,767
$10,000 30 years $6,758 $1,112 $5,646
$50,000 10 years $2,473 $399 $2,074
$50,000 30 years $33,792 $5,560 $28,232
$100,000 30 years $67,584 $11,121 $56,463

Risk Metrics

Based on 5 years of daily returns

Metric IAU VIG
Annualized Volatility 17.7% 14.3%
Max Drawdown -20.9% -21.5%
Sharpe Ratio 0.97 0.30

Dividend Comparison

Metric IAU VIG
Annual Dividend (per share) $0.00 $3.45
Dividend Yield 0.00% 1.56%
Distribution Frequency None Quarterly

Top Holdings

VIG Top Holdings

NameWeight
Broadcom Inc.AVGO5.92%
Apple Inc.AAPL3.89%
Eli Lilly and CompanyLLY3.70%
Microsoft CorporationMSFT3.45%
JPMorgan Chase & Co.JPM3.42%
Exxon Mobil CorporationXOM2.87%
Johnson & JohnsonJNJ2.65%
Walmart Inc.WMT2.48%
Visa Inc.V2.23%
Costco Wholesale CorporationCOST1.98%

Which One Should You Choose?

Choose VIG if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose IAU if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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