ETF Versus

GLDM vs XLRE

SPDR Gold MiniShares vs State Street Real Estate Select Sector SPDR ETF

Last updated: 2026-04-10

GLDM SPDR

SPDR Gold MiniShares (GLDM) is an exchange-traded fund issued by SPDR that provides exposure to gold securities. It charges a low expense ratio of 0.10%. Launched in 2018, the fund has a 8-year track record.

AUM: $31.3B ER: 0.10% Yield: N/A Since: Jun 25, 2018
XLRE SPDR

State Street Real Estate Select Sector SPDR ETF (XLRE) is an exchange-traded fund issued by SPDR that provides exposure to us sector - real estate securities. It charges a low expense ratio of 0.08%. The fund offers an attractive dividend yield of 3.27%. Launched in 2015, the fund has a 11-year track record.

AUM: $7.5B ER: 0.08% Yield: 3.27% Since: Oct 7, 2015

Quick Verdict

XLRE has a slightly lower expense ratio (0.08% vs 0.10%), saving about $40 per $10,000 over 10 years. Over the past year, GLDM has significantly outperformed with a 50.3% return vs 11.5%.

Key Metrics

Metric GLDM XLRE
Expense Ratio 0.10% 0.08%
Dividend Yield N/A 3.3%
Fund Family SPDR SPDR
Category Gold US Sector - Real Estate

Performance Chart

Indexed to 100 at start (5-year comparison)

75 122 169 216 263 310 2021-04 2022-07 2023-10 2025-01 2026-04
GLDM +173.7%
XLRE +5.4%

Performance Comparison

Period GLDM XLRE Difference
1 Month -8.03% +0.90% -8.93%
3 Months +3.80% +5.34% -1.54%
6 Months +15.97% +4.60% +11.37%
YTD +10.05% +5.97% +4.08%
1 Year +50.25% +11.49% +38.76%
3 Years +137.19% +14.20% +122.99%
5 Years +173.65% +5.45% +168.20%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period GLDM Fees XLRE Fees You Save
$10,000 10 years $199 $159 $40
$10,000 20 years $856 $686 $170
$10,000 30 years $2,758 $2,212 $546
$50,000 10 years $995 $797 $198
$50,000 30 years $13,790 $11,061 $2,728
$100,000 30 years $27,580 $22,123 $5,457

Risk Metrics

Based on 5 years of daily returns

Metric GLDM XLRE
Annualized Volatility 17.7% 19.1%
Max Drawdown -20.9% -37.9%
Sharpe Ratio 0.98 -0.08

Dividend Comparison

Metric GLDM XLRE
Annual Dividend (per share) $0.00 $1.40
Dividend Yield 0.00% 3.27%
Distribution Frequency None Quarterly

Top Holdings

XLRE Top Holdings

NameWeight
Welltower Inc.WELL10.17%
Prologis, Inc.PLD9.10%
Equinix, Inc.EQIX7.12%
American Tower CorporationAMT5.87%
Digital Realty Trust, Inc.DLR4.60%
Simon Property Group, Inc.SPG4.58%
CBRE Group, Inc.CBRE4.53%
Ventas, Inc.VTR4.36%
Realty Income CorporationO4.35%
Public StoragePSA4.33%

Which One Should You Choose?

Choose XLRE if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose GLDM if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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