ETF Versus

GLDM vs XLP

SPDR Gold MiniShares vs State Street Consumer Staples Select Sector SPDR ETF

Last updated: 2026-04-10

GLDM SPDR

SPDR Gold MiniShares (GLDM) is an exchange-traded fund issued by SPDR that provides exposure to gold securities. It charges a low expense ratio of 0.10%. Launched in 2018, the fund has a 8-year track record.

AUM: $31.3B ER: 0.10% Yield: N/A Since: Jun 25, 2018
XLP SPDR

State Street Consumer Staples Select Sector SPDR ETF (XLP) is an exchange-traded fund issued by SPDR that provides exposure to us sector - consumer staples securities. It charges a low expense ratio of 0.08%. The fund offers an attractive dividend yield of 2.63%. Launched in 1998, the fund has a 28-year track record.

AUM: $14.5B ER: 0.08% Yield: 2.63% Since: Dec 16, 1998

Quick Verdict

XLP has a slightly lower expense ratio (0.08% vs 0.10%), saving about $40 per $10,000 over 10 years. Over the past year, GLDM has significantly outperformed with a 50.3% return vs 4.3%.

Key Metrics

Metric GLDM XLP
Expense Ratio 0.10% 0.08%
Dividend Yield N/A 2.6%
Fund Family SPDR SPDR
Category Gold US Sector - Consumer Staples

Performance Chart

Indexed to 100 at start (5-year comparison)

90 134 178 222 266 310 2021-04 2022-07 2023-10 2025-01 2026-04
GLDM +173.7%
XLP +19.4%

Performance Comparison

Period GLDM XLP Difference
1 Month -8.03% -2.20% -5.83%
3 Months +3.80% +3.17% +0.63%
6 Months +15.97% +6.28% +9.69%
YTD +10.05% +6.48% +3.57%
1 Year +50.25% +4.25% +46.00%
3 Years +137.19% +9.45% +127.74%
5 Years +173.65% +19.39% +154.26%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period GLDM Fees XLP Fees You Save
$10,000 10 years $199 $159 $40
$10,000 20 years $856 $686 $170
$10,000 30 years $2,758 $2,212 $546
$50,000 10 years $995 $797 $198
$50,000 30 years $13,790 $11,061 $2,728
$100,000 30 years $27,580 $22,123 $5,457

Risk Metrics

Based on 5 years of daily returns

Metric GLDM XLP
Annualized Volatility 17.7% 13.2%
Max Drawdown -20.9% -17.8%
Sharpe Ratio 0.98 -0.01

Dividend Comparison

Metric GLDM XLP
Annual Dividend (per share) $0.00 $2.18
Dividend Yield 0.00% 2.63%
Distribution Frequency None Quarterly

Top Holdings

XLP Top Holdings

NameWeight
Walmart Inc.WMT12.01%
Costco Wholesale CorporationCOST9.72%
The Procter & Gamble CompanyPG7.23%
The Coca-Cola CompanyKO6.42%
Philip Morris International Inc.PM5.32%
Mondelez International, Inc.MDLZ4.79%
Altria Group, Inc.MO4.57%
PepsiCo, Inc.PEP4.57%
Colgate-Palmolive CompanyCL4.31%
Target CorporationTGT3.70%

Which One Should You Choose?

Choose XLP if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose GLDM if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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