ETF Versus

GLD vs XLC

SPDR Gold Shares vs State Street Communication Services Select Sector SPDR ETF

Last updated: 2026-04-10

GLD SPDR

SPDR Gold Shares (GLD) is an exchange-traded fund issued by SPDR that provides exposure to gold securities. It charges an above-average expense ratio of 0.40%. Launched in 2004, the fund has a 22-year track record.

AUM: $162.2B ER: 0.40% Yield: N/A Since: Nov 18, 2004
XLC SPDR

State Street Communication Services Select Sector SPDR ETF (XLC) is an exchange-traded fund issued by SPDR that provides exposure to us sector - communication securities. It charges a low expense ratio of 0.08%. The fund offers a moderate dividend yield of 1.23%. Launched in 2018, the fund has a 8-year track record.

AUM: $24.6B ER: 0.08% Yield: 1.23% Since: Jun 18, 2018

Quick Verdict

XLC is significantly cheaper at 0.08% vs 0.40% expense ratio, saving you approximately $627 per $10,000 invested over 10 years. Over the past year, GLD has significantly outperformed with a 49.8% return vs 25.9%.

Key Metrics

Metric GLD XLC
Expense Ratio 0.40% 0.08%
Dividend Yield N/A 1.2%
Fund Family SPDR SPDR
Category Gold US Sector - Communication

Performance Chart

Indexed to 100 at start (5-year comparison)

55 106 157 208 259 310 2021-04 2022-07 2023-10 2025-01 2026-04
GLD +169.9%
XLC +48.7%

Performance Comparison

Period GLD XLC Difference
1 Month -8.02% -2.66% -5.36%
3 Months +3.74% -3.11% +6.85%
6 Months +15.85% +0.04% +15.81%
YTD +9.98% -2.57% +12.55%
1 Year +49.83% +25.85% +23.98%
3 Years +135.15% +94.19% +40.96%
5 Years +169.92% +48.66% +121.26%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period GLD Fees XLC Fees You Save
$10,000 10 years $786 $159 $627
$10,000 20 years $3,334 $686 $2,648
$10,000 30 years $10,601 $2,212 $8,388
$50,000 10 years $3,932 $797 $3,135
$50,000 30 years $53,003 $11,061 $41,941
$100,000 30 years $106,005 $22,123 $83,882

Risk Metrics

Based on 5 years of daily returns

Metric GLD XLC
Annualized Volatility 17.8% 20.7%
Max Drawdown -21.0% -47.2%
Sharpe Ratio 0.96 0.27

Dividend Comparison

Metric GLD XLC
Annual Dividend (per share) $0.00 $1.40
Dividend Yield 0.00% 1.23%
Distribution Frequency None Quarterly

Top Holdings

XLC Top Holdings

NameWeight
Meta Platforms, Inc.META13.83%
Alphabet Inc.GOOG6.65%
Live Nation Entertainment, Inc.LYV4.71%
Netflix, Inc.NFLX4.57%
The Walt Disney CompanyDIS4.50%
Take-Two Interactive Software, Inc.TTWO4.48%
EchoStar CorporationSATS4.47%
Omnicom Group Inc.OMC4.37%
Warner Bros. Discovery, Inc.WBD4.35%

Which One Should You Choose?

Choose XLC if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose GLD if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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