ETF Versus

GLD vs QQQ

SPDR Gold Shares vs Invesco QQQ Trust

Last updated: 2026-04-10

GLD SPDR

SPDR Gold Shares (GLD) is an exchange-traded fund issued by SPDR that provides exposure to gold securities. It charges an above-average expense ratio of 0.40%. Launched in 2004, the fund has a 22-year track record.

AUM: $162.2B ER: 0.40% Yield: N/A Since: Nov 18, 2004
QQQ Invesco

Invesco QQQ Trust (QQQ) is an exchange-traded fund issued by Invesco that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a moderate expense ratio of 0.18%. The fund offers a modest dividend yield of 0.46%. Launched in 1999, the fund has a 27-year track record.

AUM: $389.6B ER: 0.18% Yield: 0.46% Since: Mar 10, 1999

Quick Verdict

QQQ is significantly cheaper at 0.18% vs 0.40% expense ratio, saving you approximately $429 per $10,000 invested over 10 years. Over the past year, GLD has significantly outperformed with a 49.8% return vs 37.0%.

Key Metrics

Metric GLD QQQ
Expense Ratio 0.40% 0.18%
Dividend Yield N/A 0.5%
Fund Family SPDR Invesco
Category Gold US Large Cap Growth

Performance Chart

Indexed to 100 at start (5-year comparison)

75 122 169 216 263 310 2021-04 2022-07 2023-10 2025-01 2026-04
GLD +169.9%
QQQ +81.6%

Performance Comparison

Period GLD QQQ Difference
1 Month -8.02% +0.58% -8.60%
3 Months +3.74% -2.54% +6.28%
6 Months +15.85% +1.53% +14.32%
YTD +9.98% -0.31% +10.29%
1 Year +49.83% +36.99% +12.84%
3 Years +135.15% +93.53% +41.62%
5 Years +169.92% +81.55% +88.37%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period GLD Fees QQQ Fees You Save
$10,000 10 years $786 $357 $429
$10,000 20 years $3,334 $1,529 $1,804
$10,000 30 years $10,601 $4,912 $5,689
$50,000 10 years $3,932 $1,786 $2,146
$50,000 30 years $53,003 $24,558 $28,445
$100,000 30 years $106,005 $49,116 $56,889

Risk Metrics

Based on 5 years of daily returns

Metric GLD QQQ
Annualized Volatility 17.8% 22.4%
Max Drawdown -21.0% -35.6%
Sharpe Ratio 0.96 0.45

Dividend Comparison

Metric GLD QQQ
Annual Dividend (per share) $0.00 $2.81
Dividend Yield 0.00% 0.46%
Distribution Frequency None Quarterly

Top Holdings

QQQ Top Holdings

NameWeight
NVIDIA CorporationNVDA8.69%
Apple Inc.AAPL7.47%
Microsoft CorporationMSFT5.55%
Amazon.com, Inc.AMZN4.61%
Tesla, Inc.TSLA3.47%
Meta Platforms, Inc.META3.41%
Alphabet Inc.GOOG3.32%
Walmart Inc.WMT3.32%
Broadcom Inc.AVGO3.18%

Which One Should You Choose?

Choose QQQ if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose GLD if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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