ETF Versus

EFA vs IEFA

iShares MSCI EAFE ETF vs iShares Core MSCI EAFE ETF

Last updated: 2026-04-10

EFA iShares

iShares MSCI EAFE ETF (EFA) is an exchange-traded fund issued by iShares that provides exposure to equities in developed international markets outside the U.S.. It charges an above-average expense ratio of 0.32%. The fund offers an attractive dividend yield of 3.18%. Launched in 2001, the fund has a 25-year track record.

AUM: $75.4B ER: 0.32% Yield: 3.18% Since: Aug 14, 2001
IEFA iShares

iShares Core MSCI EAFE ETF (IEFA) is an exchange-traded fund issued by iShares that provides exposure to equities in developed international markets outside the U.S.. It charges a low expense ratio of 0.07%. The fund offers an attractive dividend yield of 3.33%. Launched in 2012, the fund has a 14-year track record.

AUM: $179.4B ER: 0.07% Yield: 3.33% Since: Oct 18, 2012

Quick Verdict

IEFA is significantly cheaper at 0.07% vs 0.32% expense ratio, saving you approximately $492 per $10,000 invested over 10 years. Both funds have delivered similar 1-year returns (32.6% vs 33.2%), tracking closely.

Key Metrics

Metric EFA IEFA
Expense Ratio 0.32% 0.07%
Dividend Yield 3.2% 3.3%
Fund Family iShares iShares
Category International Developed International Developed

Performance Chart

Indexed to 100 at start (5-year comparison)

70 84 98 112 126 140 2021-04 2022-07 2023-10 2025-01 2026-04
EFA +31.7%
IEFA +29.1%

Performance Comparison

Period EFA IEFA Difference
1 Month +3.15% +3.15% +0.00%
3 Months +2.73% +2.82% -0.09%
6 Months +9.84% +9.76% +0.08%
YTD +5.24% +5.46% -0.22%
1 Year +32.56% +33.17% -0.61%
3 Years +41.58% +41.47% +0.11%
5 Years +31.67% +29.07% +2.60%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period EFA Fees IEFA Fees You Save
$10,000 10 years $631 $140 $492
$10,000 20 years $2,686 $600 $2,085
$10,000 30 years $8,571 $1,938 $6,632
$50,000 10 years $3,156 $698 $2,458
$50,000 30 years $42,854 $9,692 $33,162
$100,000 30 years $85,707 $19,383 $66,324

Risk Metrics

Based on 5 years of daily returns

Metric EFA IEFA
Annualized Volatility 16.7% 16.7%
Max Drawdown -32.4% -33.1%
Sharpe Ratio 0.14 0.12

Dividend Comparison

Metric EFA IEFA
Annual Dividend (per share) $3.25 $3.18
Dividend Yield 3.18% 3.34%
Distribution Frequency Semi-Annual or Annual Semi-Annual or Annual

Top Holdings

10 of top 10 holdings overlap (100% overlap in top holdings)

EFA Top Holdings

NameWeight
ASML Holding N.V.!ams/ASML2.54%
AstraZeneca PLC!lon/AZN1.47%
HSBC Holdings plc!lon/HSBA1.42%
Novartis AG!swx/NOVN1.35%
Roche Holding AG!swx/ROP1.29%
Shell plc!lon/SHEL1.20%
Nestlé S.A.!swx/NESN1.19%
Commonwealth Bank of Australia!asx/CBA0.98%
Siemens Aktiengesellschaft!etr/SIE0.95%
Mitsubishi UFJ Financial Group, Inc.!tyo/83060.95%

IEFA Top Holdings

NameWeight
ASML Holding N.V.!ams/ASML2.18%
AstraZeneca PLC!lon/AZN1.26%
HSBC Holdings plc!lon/HSBA1.22%
Novartis AG!swx/NOVN1.16%
Roche Holding AG!swx/ROP1.11%
Shell plc!lon/SHEL1.03%
Nestlé S.A.!swx/NESN1.02%
Commonwealth Bank of Australia!asx/CBA0.84%
Siemens Aktiengesellschaft!etr/SIE0.82%
Mitsubishi UFJ Financial Group, Inc.!tyo/83060.81%

Which One Should You Choose?

Choose IEFA if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Either works if...

you just need broad international developed exposure. Both are solid options — pick whichever your brokerage offers commission-free.

Related Comparisons