BIL vs SPLG
State Street SPDR Bloomberg 1-3 Month T-Bill ETF vs State Street SPDR Portfolio S&P 500 ETF
Last updated: 2026-04-10
State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) is an exchange-traded fund issued by SPDR that provides exposure to short-duration U.S. Treasury bonds with low interest rate risk. It charges a low expense ratio of 0.14%. The fund offers an attractive dividend yield of 3.95%. Launched in 2007, the fund has a 19-year track record.
State Street SPDR Portfolio S&P 500 ETF (SPLG) is an exchange-traded fund issued by SPDR that provides exposure to large-cap U.S. equities across growth and value styles. Launched in 2009, the fund has a 17-year track record.
Quick Verdict
SPLG is significantly cheaper at 0.00% vs 0.14% expense ratio, saving you approximately $278 per $10,000 invested over 10 years. Over the past year, SPLG has significantly outperformed with a 29.7% return vs -0.0%.
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Which One Should You Choose?
Choose SPLG if...
you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.
Choose SPLG if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.