AGG vs SGOV
iShares Core U.S. Aggregate Bond ETF vs iShares 0-3 Month Treasury Bond ETF
Last updated: 2026-04-10
iShares Core U.S. Aggregate Bond ETF (AGG) is an exchange-traded fund issued by iShares that provides exposure to the broad U.S. investment-grade bond market. It charges a very low expense ratio of 0.03%. The fund offers an attractive dividend yield of 3.94%. Launched in 2003, the fund has a 23-year track record.
iShares 0-3 Month Treasury Bond ETF (SGOV) is an exchange-traded fund issued by iShares that provides exposure to short-duration U.S. Treasury bonds with low interest rate risk. It charges a low expense ratio of 0.09%. The fund offers an attractive dividend yield of 3.95%. Launched in 2020, the fund has a 6-year track record.
Quick Verdict
AGG has a slightly lower expense ratio (0.03% vs 0.09%), saving about $119 per $10,000 over 10 years. AGG has edged ahead over the past year (2.3% vs 0.1%).
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Which One Should You Choose?
Choose AGG if...
you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.
Choose AGG if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.