AGG vs SCHZ
iShares Core U.S. Aggregate Bond ETF vs Schwab U.S. Aggregate Bond ETF
Last updated: 2026-04-10
iShares Core U.S. Aggregate Bond ETF (AGG) is an exchange-traded fund issued by iShares that provides exposure to the broad U.S. investment-grade bond market. It charges a very low expense ratio of 0.03%. The fund offers an attractive dividend yield of 3.94%. Launched in 2003, the fund has a 23-year track record.
Schwab U.S. Aggregate Bond ETF (SCHZ) is an exchange-traded fund issued by Schwab that provides exposure to the broad U.S. investment-grade bond market. It charges a very low expense ratio of 0.03%. The fund offers a high dividend yield of 4.09%. Launched in 2011, the fund has a 15-year track record.
Quick Verdict
Both funds have delivered similar 1-year returns (2.3% vs 2.2%), tracking closely.
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Which One Should You Choose?
Either works if...
you just need broad us aggregate bond exposure. Both are solid options — pick whichever your brokerage offers commission-free.